Long-term illness happens unexpectedly. Are you ready financially?

Add more security to your financial future.

By adding life insurance with chronic illness riders to your financial plans, you can be better prepared for life’s unexpected expenses. Gain the traditional values of a life insurance policy – death benefit for their loved ones – plus living benefits to help pay for LTC expenses while keeping your investments intact. #livingbenefits

Enjoy the flexibility.

Unlike a long-term care policy, life insurance living benefits are not a “use it or lose it” feature. In the event of a qualifying condition, you have the power to choose how the funds are used.

52% of Americans reaching 65 will need some type of long-term care services in their lifetimes

$102K is the annual cost for a private room at a nursing home facility

75% do not know that permanent life insurance can be used to cover long-term care costs

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