LIC JEEVAN UMANG PLAN
Article by Vaishali Gupta ?Founder of Desire Achiever Investment Services
backed by NJ WEALTH & LIC
Date: 18th April 2023
Email: [email protected]
Website: www.desireachiever.in
LIC Jeevan Umang Plan
Are you seeking a life insurance policy that not only covers death benefits but also ensures a lifetime income? Look at the LIC Jeevan Umang Plan.
The LIC Jeevan Umang Plan is a non-linked, with-profit whole life insurance plan that provides a guaranteed survival payout and life cover to the policyholder at the conclusion of the premium payment period. The policyholder has the option of selecting a premium payment period of 15, 20, or 25 years.
The LIC Jeevan Umang Plan gives a guaranteed annual survival benefit (ASB) of 8% of the basic sum assured (BSA) once the premium payment period has expired. The ASB is paid to the policyholder annually until the life assured dies, and the nominee will receive the ASB until the policy term expires.
The LIC Jeevan Umang Plan, in addition to the ASB, offers a lump-sum payout of the basic sum guaranteed plus incentives in the event of the policyholder's death within the policy period. In the case of the policyholder's unexpected death, this lump sum payout can assist in offering financial stability to their family and loved ones.
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Another advantage of the LIC Jeevan Umang Plan is that it is a participating plan, which means that policyholders are eligible for LIC-mandated incentives. These incentives contribute to the policy's overall value, giving policyholders greater financial stability.
The LIC Jeevan Umang Plan also offers tax advantages under Sections 80C and 10(10D) of the Income Tax Act of 1961. Section 80C allows policyholders to deduct tax on premium payments up to a maximum of Rs. 1.5 lakh. Furthermore, the maturity and death benefits received from the policy are tax-free under Section 10(10D).
Lastly, the LIC Jeevan Umang Plan is a fantastic solution for people searching for a life insurance plan that includes both a lifelong income and a death benefit. The LIC Jeevan Umang Plan is a comprehensive insurance plan that may aid policyholders and their families by providing assured survival payouts, incentives, and tax benefits.
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Hi, Desire Achiever has youtube channel, Request u to please follow, like, comment and subscribe our channels and press the bell button for more updates, it will be extremely motivating for us..???? Youtube: https://youtu.be/vwyeEIU1fnQ This is a very strong example of long term wealth creation. Jeevan Umang Plan This Plan not only give you Guaranteed Life Time Income but also you will get a Life Cover as well For more details Call / Message now