Lasting Financial Security - Weekly Financial, Economic & Market Wrap Up
Adrian C. Spitters FCSI?, CFP?, CEA? President, Author, Private Wealth Advisor
I Execute Tax-Efficient Investment Portfolio Solutions So That Your Business, Family, And Estate Assets Are De-Risked And Protected Against Financial Risk, Economic Threats, Inflation And Higher Taxes.
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Here's A Brief Overview of This Week's Top Stories:
The Great Crash of 1929: Lessons and Warnings for Today’s Investors
The week of October 23 to October 29, 1929, is a stark reminder of how swiftly markets can unravel. During this period, the Dow Jones Industrial Average (DJIA) lost 29% of its value, marking the beginning of a broader economic downturn. But the worst was yet to come. From its peak on September 3, 1929, to its lowest point on July 8, 1932, the DJIA fell by over 89%. This catastrophic drop triggered the Great Depression, devastating investors' wealth across all social strata. The story of this economic collapse offers crucial lessons for today’s uncertain markets, especially for those seeking to preserve and grow wealth amidst volatility.
What Was the Great Depression?
The Great Depression was one of the most severe economic downturns in modern history, with devastating effects concentrated in the United States and Europe. At its peak, these regions accounted for over 55% of the world’s gross domestic product (GDP). The economic contraction that followed the 1929 stock market crash is often compared to the Long Depression of the late 1800s, but its depth and global reach were unparalleled. While the initial downturn was centred in the United States, its repercussions rippled through the interconnected economies of Europe, Asia, and beyond…
Continue Reading: The Great Crash of 1929: Lessons and Warnings for Today’s Investors
Complimentary Portfolio Evaluation
As a valued reader, I am offering you a complimentary portfolio evaluation to discuss how investing in alternative assets such as private equity, private real estate, precious metals, commodities, government-sanctioned flow-through tax-efficient structures, and tax-minimizing corporate insurance solutions can help to fortify and de-risk your portfolio against financial institution risk, economic threats, inflation, and higher taxes. To book your consultation, email me at [email protected] or use my Calendly Link .
Goldman Sachs' Bearish Forecast: A Reality Check for Investors on Market Returns
The cracks are showing in the long-held conviction that equity markets will continue to deliver high returns. In a jarring shift, Goldman Sachs has projected that S&P 500 returns could slump to an average annual rate of only 3% over the next decade. This outlook paints a sobering picture: one in which the vibrant double-digit returns of the past decade recede into history, replaced by stagnant growth and increased volatility. If these forecasts hold, many investors accustomed to strong market performance may find themselves blindsided by diminished gains and heightened financial vulnerability…
The Golden Standard: Why Gold’s Return to Dominance Is Closer Than Ever
The global economy is at a pivotal moment, facing heightened tensions, currency volatility, and unparalleled geopolitical uncertainty. Amid these dynamics, one asset continues to serve as a cornerstone of financial security: Gold. Its influence is undeniable. For centuries, gold has been a trusted monetary asset, evidenced by the 37,000 metric tonnes currently held by central banks across the world…
Continue Reading: The Golden Standard: Why Gold’s Return to Dominance Is Closer Than Ever
Is the Federal Reserve's Easing Cycle Paving the Way for Hyperinflation?
The U.S. Federal Reserve is now entering a monetary easing cycle, lowering interest rates despite an environment of high inflation. This strategy may sound familiar, as a similar approach was taken in the 1970s, leading to spiralling inflation that only stabilized with dramatic interest rate hikes. Today, however, the central bank finds itself without the same room to maneuver, raising concerns about the potential risks of this path…
Continue Reading: Is the Federal Reserve's Easing Cycle Paving the Way for Hyperinflation?
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Banking on Uncertainty: Why 2024’s Bank Risks Could Eclipse the 2008 Crisis
With record unrealized losses nearly eight times greater than those seen before the 2008 Great Financial Crisis (GFC), today’s banking system may be more fragile than most realize. The Federal Deposit Insurance Corporation (FDIC) has flagged 66 banks as “problematic,” raising alarms over the banking sector's resilience in the face of rising interest rates and evolving market demands…
Multifamily Real Estate: A Growing Opportunity for Canadian Investors
Canada's multifamily real estate sector is rapidly gaining momentum, presenting unique growth opportunities for savvy investors. Amid fluctuating interest rates and shifting market dynamics, private equity firms like Equiton are strategically expanding their portfolios through funds such as The Apartment Fund, capitalizing on current conditions to strengthen long-term asset values…
Continue Reading: Multifamily Real Estate: A Growing Opportunity for Canadian Investors
Greater Toronto's Condo Crisis: A Warning Sign for Speculative Investors
The Greater Toronto Area (GTA) condo market, once a magnet for speculative investors, is now in sharp decline, revealing vulnerabilities that even aggressive monetary easing cannot stabilize. Many hoped that lower interest rates would revive the market, but condo prices continue to drop, indicating that broader economic pressures are at play…
Continue Reading: Greater Toronto's Condo Crisis: A Warning Sign for Speculative Investors
Purpose-Built Rentals as a Stronghold Amid Owner-Occupied Market Turmoil
The Canadian housing market is entering a profound and inevitable correction. Years of demand driven by high immigration and speculative purchases have pushed home prices to unsustainable heights, especially within owner-occupied real estate. With shifts in government policy reducing immigration and tightening residency permits, the speculative bubble in owner-occupied housing is poised to burst…
Continue Reading: Purpose-Built Rentals as a Stronghold Amid Owner-Occupied Market Turmoil
Multifamily Real Estate as a Safer Bet
Multifamily rental properties, accessible through private real estate investment trusts (REITs), present a stable and lucrative alternative. These properties offer steady rental income and appreciate in value over time, making them a reliable choice for diversification.
Take, for example, the Equiton Apartment Fund, which manages over 2,700 rental suites. This fund provides monthly income distributions and opportunities for long-term growth. With a minimum investment of $25,000, it is eligible for registered accounts such as RRSPs, TFSAs, and RRIFs, making it an attractive option for investors looking to build a resilient portfolio.
Ready to explore how private real estate can enhance your portfolio? Contact me at [email protected] or schedule a consultation through my Calendly Link to discuss building a strategy tailored to your financial goals.
Why Gold Should Be the Foundation of Your Portfolio
Gold’s unmatched stability and reliability make it a critical foundation for any well-diversified portfolio. Unlike stocks, bonds, or other paper assets, gold retains its value during economic turbulence. Historically, gold has maintained its worth through recessions, market crashes, and currency devaluations, proving it to be the ultimate store of wealth.
In today’s economic environment, where securities entitlements and fiat currencies face growing skepticism, owning physical gold provides financial security that is becoming increasingly rare. It is a tangible asset, free from the systemic risks inherent in the current financial system.
Gold as Portfolio Insurance
Beyond its stability, gold acts as an effective portfolio insurance. When traditional assets like stocks and bonds falter, gold tends to retain or even increase in value, offsetting potential losses. Gold’s inverse correlation to market downturns allows it to act as a buffer in times of crisis. As inflation erodes the purchasing power of fiat currencies, gold ensures that investors maintain their wealth, offering a reliable hedge against volatility.
Contact?New World Precious Metals ?to discuss purchasing options for physical precious metals.
A Partnership for Holistic Wealth Management
As a dedicated advocate for de-risking business, family and multi-generational wealth, I am partnered with one of Canada's leading independent private wealth management firms. My team serves high-net-worth clients nationwide. We provide professional investment management and comprehensive wealth planning solutions from a fiducially focused, client-first perspective. We provide access to sophisticated tax-advantaged strategies and solutions traditionally reserved for the ultra-affluent.
Capital Preservation First
We are driven by a "capital preservation first" philosophy. Our team generates consistent, tax-efficient returns uncorrelated to public markets. By leveraging our expertise, you are granted access to key industry professionals, gaining exclusive entrance into alternative investments such as private equity, private real estate, precious metals, commodities, government-sanctioned flow-through tax-efficient structures, and tax-minimizing corporate insurance solutions offered through mutual life companies. All are designed to fortify, secure and de-risk your family, business and estate assets against financial risk, economic threats, inflation and higher taxes.
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Adrian C. Spitters FCSI?, CFP?, CEA? President, Author, Private Wealth Advisor
I Execute Tax-Efficient Investment Portfolio Solutions So That Your Business, Family, And Estate Assets Are De-Risked And Protected Against Financial Risk, Economic Threats, Inflation And Higher Taxes.
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Disclaimer
The information provided is for educational purposes only and does not constitute financial, investment, legal, real estate, estate planning, wealth planning, financial planning, tax planning, insurance, or any other financial-related advice. It should not be viewed as a recommendation to buy, sell, or hold any financial products or assets. All investments, including stocks, bonds, private equity, private real estate, alternative assets, and precious metals, carry inherent risks, including loss of principal. Markets are unpredictable, and past performance does not guarantee future results. Diversification may reduce risk but does not ensure protection against loss. Real estate and precious metals are subject to market volatility, economic conditions, and illiquidity. Alternative investments, such as private equity, private real estate, and private debt, often involve complex legal structures, longer time horizons, and higher risk, requiring careful consideration and professional advice. Insurance, estate planning, wealth planning, real estate, and tax planning decisions, as well as any financial strategies, must be tailored to the unique circumstances, goals, and risk tolerance of each individual. Tax and legal implications vary by person and jurisdiction, and changes in laws can affect outcomes. It is crucial to consult with licensed financial, legal, tax, insurance, real estate, and mortgage professionals before making decisions. Forward-looking predictions are the opinion of the author and do not constitute financial advice. By using this information, you acknowledge it is general in nature and not a substitute for personalized advice, and you agree that the authors and affiliated entities are not liable for any financial losses or consequences from reliance on the content provided.
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