Lasting Financial Security - Weekly Financial, Economic & Market Wrap Up
Adrian C. Spitters, CFP?
I Execute Tax-Efficient Investment Portfolio Solutions So That Your Business, Family, And Estate Assets Are De-Risked And Protected Against Financial Risk, Economic Threats, Inflation And Higher Taxes.
Read This Week’s Email Addition Edition Of Lasting Financial Security
Do you find value in the articles I write? Please subscribe to my weekly newsletter, Lasting Financial Security: SUBSCRIBE.
Here's A Brief Overview of This Week's Top Stories:
The Hidden Costs of Canada’s Debt Crisis: The Bank of Canada’s Ties to the Bank of International Settlements
The challenges facing Canada today go far beyond individual wealth preservation. They strike at the heart of our national sovereignty, as the Bank of Canada’s close ties with the Bank for International Settlements (BIS) and the Basel Committee cast a long shadow over our monetary policy and fiscal independence. This article delves into these relationships and their far-reaching consequences for Canada’s debt and financial future. It also examines how these ties may position Canada for a financial takeover disguised as debt relief. Finally, we explore actionable strategies to shield personal wealth and reclaim national fiscal autonomy…
Continue Reading: The Hidden Costs of Canada’s Debt Crisis: The Bank of Canada’s Ties to the Bank of International Settlements
It Starts With Gold: Reclaiming Sovereignty in an Era of Engineered Compliance
I am proud to unveil a project that has been five years in the making and brought to life after a year of intense, focused collaboration. Together,?Peter J. Merrick, TEP,?and I have distilled our combined 75 years of financial expertise into a groundbreaking and provocative work: It Starts With Gold.
Complimentary Portfolio Evaluation
As a valued reader, I am offering you a complimentary portfolio evaluation to discuss how investing in alternative assets such as private equity, private real estate, precious metals, commodities, government-sanctioned flow-through tax-efficient structures, and tax-minimizing corporate insurance solutions can help to fortify and de-risk your portfolio against financial institution risk, economic threats, inflation, and higher taxes. To book your consultation, email me at [email protected] or use my Calendly Link.
What’s Happening with Inflation?
Canada’s official inflation rate is 3.5%, but for most Canadians, that number feels like a cruel illusion. Real-life expenses are skyrocketing, outpacing incomes and eroding purchasing power. ShadowStats, an independent analysis platform, reveals that if inflation were calculated using 1980 methods, it could exceed 12%. This stark discrepancy is more than a statistical quirk; it is a financial crisis in slow motion, with devastating consequences for households across the country…
Continue Reading: What’s Happening with Inflation?
Business Mentorship: Lessons for Entrepreneurs and Business Owners
Business owners are the backbone of the economy. They embody resilience, determination, and entrepreneurial spirit. Yet, as they transition from building their businesses to focusing on preservation, many face a daunting challenge: ensuring the legacy they have worked so hard to create is protected…
Continue Reading: Business Mentorship: Lessons for Entrepreneurs and Business Owners
***IMPORTANT NOTICE TO READER: If you enjoyed this article, please share, write something in the comment section, press like on LinkedIn and sign up for my Newsletter, Lasting Financial Security?.***
Stalled Growth: Greater Toronto's Real Estate Market in Transition
The Greater Toronto Area (GTA) real estate market ended 2024 in a state of flux, grappling with stagnating prices, an oversupply of listings, and hesitant buyers. While the region has historically been a hotspot for property investment, recent trends suggest that the housing market is undergoing a significant recalibration. December’s performance, one of the weakest in a decade, raises questions about the sustainability of the market's recovery and the structural challenges that must be addressed…
Continue Reading: Stalled Growth: Greater Toronto's Real Estate Market in Transition
Toronto Real Estate: A Market Under Pressure
The Greater Toronto Area (GTA) real estate market is facing one of the most challenging periods in recent history. Recent data from Equifax reveals that mortgage delinquency rates in the GTA surged in Q2 2024, hitting a nine-year high. This marks a sharp departure from the record lows observed just two years ago, highlighting significant shifts in market dynamics…
Continue Reading: Toronto Real Estate: A Market Under Pressure
Multifamily Real Estate as a Safer Bet
Multifamily rental properties, accessible through private real estate investment trusts (REITs), present a stable and lucrative alternative. These properties offer steady rental income and appreciate in value over time, making them a reliable choice for diversification.
Take, for example, the Equiton Apartment Fund, which manages over 2,700 rental suites. This fund provides monthly income distributions and opportunities for long-term growth. With a minimum investment of $25,000, it is eligible for registered accounts such as RRSPs, TFSAs, and RRIFs, making it an attractive option for investors looking to build a resilient portfolio.
Ready to explore how private real estate can enhance your portfolio? Contact me at [email protected] or schedule a consultation through my Calendly Link to discuss building a strategy tailored to your financial goals.
Why Gold Should Be the Foundation of Your Portfolio
Gold’s unmatched stability and reliability make it a critical foundation for any well-diversified portfolio. Unlike stocks, bonds, or other paper assets, gold retains its value during economic turbulence. Historically, gold has maintained its worth through recessions, market crashes, and currency devaluations, proving it to be the ultimate store of wealth.
In today’s economic environment, where securities entitlements and fiat currencies face growing skepticism, owning physical gold provides financial security that is becoming increasingly rare. It is a tangible asset, free from the systemic risks inherent in the current financial system.
Gold as Portfolio Insurance
Beyond its stability, gold acts as an effective portfolio insurance. When traditional assets like stocks and bonds falter, gold tends to retain or even increase in value, offsetting potential losses. Gold’s inverse correlation to market downturns allows it to act as a buffer in times of crisis. As inflation erodes the purchasing power of fiat currencies, gold ensures that investors maintain their wealth, offering a reliable hedge against volatility.
Contact?New World Precious Metals?to discuss purchasing options for physical precious metals.
A Partnership for Holistic Wealth Management
As a dedicated advocate for de-risking business, family and multi-generational wealth, I am partnered with one of Canada's leading independent private wealth management firms. My team serves high-net-worth clients nationwide. We provide professional investment management and comprehensive wealth planning solutions from a fiducially focused, client-first perspective. We provide access to sophisticated tax-advantaged strategies and solutions traditionally reserved for the ultra-affluent.
Capital Preservation First
We are driven by a "capital preservation first" philosophy. Our team generates consistent, tax-efficient returns uncorrelated to public markets. By leveraging our expertise, you are granted access to key industry professionals, gaining exclusive entrance into alternative investments such as private equity, private real estate, precious metals, commodities, government-sanctioned flow-through tax-efficient structures, and tax-minimizing corporate insurance solutions offered through mutual life companies. All are designed to fortify, secure and de-risk your family, business and estate assets against financial risk, economic threats, inflation and higher taxes.
Complimentary Portfolio Evaluation
For those seeking a deeper understanding of their current financial position, I am offering you a complimentary portfolio evaluation to discuss how investing in alternative assets such as private equity, private real estate, precious metals, commodities, government-sanctioned flow-through tax-efficient structures, and tax-minimizing corporate insurance solutions can help to fortify and de-risk your portfolio against financial institution risk, economic threats, inflation, and higher taxes. To book your consultation, email me at [email protected] or use my Calendly Link.
To continue receiving my posts, please follow Adrian C. Spitters FCSI?, CFP?, CEA?. Then click on the NOTIFICATION BELL below my profile picture to ensure you do not miss any of my posts, and finally, sign up for my LinkedIn Newsletter, Lasting Financial Security?.
Please also check out and join my new group, The Counter Narrative?.
Do you find value in the articles I write? Please subscribe to my weekly Newsletter, which summarises my best stories of the week: SUBSCRIBE.
Disclaimer
This article was researched and drafted with the assistance of ChatGPT, an AI-powered language model. The information provided is for educational purposes only. It does not constitute financial, investment, legal, real estate, estate planning, wealth planning, financial planning, tax planning, insurance, or any other financial-related advice. It should not be viewed as a recommendation to buy, sell, or hold any financial products or assets. All investments, including stocks, bonds, private equity, private real estate, alternative assets, and precious metals, carry inherent risks, including loss of principal. Markets are unpredictable, and past performance does not guarantee future results. Diversification may reduce risk but does not ensure protection against loss. Real estate and precious metals are subject to market volatility, economic conditions, and illiquidity. Alternative investments, such as private equity, private real estate, and private debt, often involve complex legal structures, longer time horizons, and higher risk, requiring careful consideration and professional advice. Insurance, estate planning, wealth planning, real estate, and tax planning decisions, as well as any financial strategies, must be tailored to the unique circumstances, goals, and risk tolerance of each individual. Tax and legal implications vary by person and jurisdiction, and changes in laws can affect outcomes. It is crucial to consult with licensed financial, legal, tax, insurance, real estate, and mortgage professionals before making decisions. Forward-looking predictions are the opinion of the author and do not constitute financial advice. By using this information, you acknowledge it is general in nature and not a substitute for personalized advice, and you agree that the authors, affiliated entities, and OpenAI, the creators of ChatGPT, are not liable for any financial losses or consequences from reliance on the content provided.
#CanadaDebtCrisis #EconomicSovereignty #GoldInvestment #InflationCrisis #TorontoRealEstate #Entrepreneurship #ItStartsWithGold