No Landing?

No Landing?

This week marks our one-year anniversary! I appreciate everyone who has joined our community and enjoys reading this newsletter. The questions and comments I receive weekly make it all worth it. Thank you!

Okay, get’s dive in…

The markets had their worst week of the year as investors weighed the prospect of higher interest rates.

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ON THE MARKETS

Funny how fast market narratives change. Last year, the call was for a hard landing given the rapid increase in interest rates and the likelihood it would crash the economy. That crash has yet to arrive so around the turn of the year, soft landing became the buzzword.

Then, a week ago, we saw a red-hot jobs report that pushed back on any economic slowdown. That set up the latest view that maybe we will have no landing at all. Inflation will stay elevated as the economy continues to hum along.

I’d take issue with the term “no landing” because it would likely be just a delayed landing. Basically, the equivalent of when there are no slots available to land so the pilot gets on the radio and says you’ll be circling the airport in a holding pattern until a space opens up.?

Such a scenario may force the Fed to hold rates higher for longer, further adding to the uncertainty.

Next week, we’ll get another read on inflation. Despite that number coming on Valentine’s Day, it’s not expected to be a lovey-dovey report given recent price increases on gasoline and used cars.

MIKE ON THE MONEY ON WYFF NEWS 4

This week’s segment focused on getting your financial house in order.

  • Protecting your estate.
  • Growing your estate.
  • Transferring your estate.


INVESTING

What money moves should I make? This is common question many people, especially investors, ask routinely.

  • Should I invest my extra cash or pay down debt?
  • Should I convert my Traditional IRA over to a Roth?

There are several factors to consider, but the primary one comes down to the interest rate or tax rate being charged.?Here’s a two-minute video offering examples:


CREATE MORE LIFE

I love writing…hence the motivation for putting together this newsletter. And, one of the things I love most about writing: it offers a never-ending challenge. You can always improve. There are infinite ways to grow.

So, I was intrigued by a recent article highlighting the value of good writing and ways to communicate your ideas more effectively.

No matter your personal or professional goals, I think you’ll glean important insight from this short read.

HITS IN THE HEAD

A music legend,?Burt Bacharach, died this week. He was a famous composer of many pop hits going way back to the 50s and 60s. One of those hits my family used to wear out driving the Pennsylvania Turnpike on the way to Grandma’s.

Some 30 years ago, Shell gasoline stations offered a collection of cassettes called “Crusin’ Classics.” It took a little while for me to come around to this music that already felt ancient at that time. But, then I heard Raindrops Keep Falling on My Head by B.J. Thomas.

The catchiness of that tune gave the entire collection new value. It wasn’t until Bacharach’s death this week that I learned he wrote the melody that has stuck in my brain for more than three decades.

And, as I write this, yes, it’s raining!


Raindrops keep falling on my head
But that doesn't mean my eyes will soon be turning red
Crying's not for me
'Cause I'm never gonna stop the rain by complaining
Because I'm free
Nothing's worrying me


Alright, it’s the weekend. Time to crank up your passions. Be bold, love your life and make time to invest in what gives you immeasurable value!



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This material is provided as a courtesy and for educational purposes only.?Please consult your investment professional, legal or tax advisor for specific information pertaining to your situation.

The Standard & Poor’s 500 (S&P 500) is an unmanaged group of securities considered to be representative of the stock market in general.?Indexes are unmanaged and do not incur management fees, costs, or expenses.?It is not possible to invest directly in an index.

A bond is a?fixed-income instrument?that represents a loan made by an investor to a borrower (typically corporate or governmental). A bond could be thought of as an?I.O.U.?between the?lender?and borrower that includes the details of the loan and its payments. Bonds are used by companies, municipalities, states, and sovereign governments to finance projects and operations. Owners of bonds are debtholders, or creditors, of the issuer.

Nasdaq is a global electronic marketplace for buying and selling securities. Originally an acronym for "National Association of Securities Dealers Automated Quotations"—it was a subsidiary of the National Association of Securities Dealers (NASD), now known as the Financial Industry Regulatory Authority (FINRA). Indexes are unmanaged and do not incur management fees, costs or expenses.?It is not possible to invest directly in an index

This email contains links to articles or other information that may be on a third-party website. Advisory Services Network, LLC is not responsible for and does not control, adopt, or endorse any content contained on any third-party website.

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