Know How to File A Claim if your Car Swept away in Floods

These days when massive rain has disrupted daily life. Several highways got blocked as heavy downpours lashed several districts. The rainfall is wreaking havoc causing flash floods. And landslides at various places, which are taking a toll on cars.

As precaution is better than cure, there are few Do’s & Don’ts in Rainy season:-

• Stay alert:-?

Landslide and flush can not be detected earlier, however some signs can tell you if there is any chance of a landslide or flash flood. Always stay alert and check for any dangerous sign & look out for a sudden changes in water level.

• Check local radio stations for alert -

Every modern car comes equipped with an audio system that also comprises a radio, these updates from radio stations can be really helpful in case of flash flood or landslide.

• Do not park your car in a dangerous spot-

Do not park your car under the tree, polls or basement in rainy season. It could be the riskiest move in rainy season, it can be harmful for you as well as your vehicle.

• Buy engine protect to cover damage inundation-

If you are a car owner, you? should have safety cover for your car so that in an unexpected situation you could easily protect yourself against any kind of financial damage.

• If you stranded on waterlogged road, don't crank up the engine-

Even after all the precautions if you got stranded on waterlogged road never crank up the engine, as it could make situation worse for your vehicle.

• Informe the insurer immediately once you notice damage to your car-

If you already have insurance cover and in that case your car got damaged than you should quickly informed the insurer about the damage so that he can provide you the right information regarding the next step to claim that insurance cover for your vehicle.?

• Use insurer’s road side assistant service to get your car toed away-

Sometimes even after all the precautions we get caught up in the situations?

Like these if you are also facing the same situation don’t panic and use insurer’s road side?

If you are also a car owner and? in a situation like this & now concerned about your loss. You can file insurance claim for a damaged car.

There is the easy process to do so:-

• File a FIR(First Information report)
• Company will be? intimated post policies inquires.
• If car not traced, nearly entire loss will be reimbursed.
• If traced but repair cost over 75% of IDV, again total loss.?

Now you can travel safe and keep your car safe during monsoon season with the help of these easy to avail insurance claims.