Kilde’s Fountain of Finance #9 - 07 March

Kilde’s Fountain of Finance #9 - 07 March

Greetings!?

In this newsletter edition, we explore the rise of private credit allocations among family offices, tech investment trends in Asia, and insightful discussions on peak yields.

Furthermore, we examine the industry buzz surrounding family offices' pivot to private markets for better returns, the transition of private credit funds to "evergreen" structures, and Singapore's prominence in the realm of private credit.


Kilde’s Industry Intel: Our Favorite Industry Report Roundups

Family Offices Increasing Private Credit Allocations: Insights from Citi Private Bank

What's the one alternative asset class gaining momentum among family offices? New research reveals the answer.

  • Family offices are ramping up allocations to private credit. A recent report by Citi Private Bank shows that family offices increased exposure from 8% in 2017 to 27% in 2022.
  • This shift is set to continue as 50% of family offices surveyed plan to raise private credit further
  • Within alternatives, private equity allocations remain steady at 12%.
  • Beyond alternatives, developed investment-grade fixed income saw inflows as family offices added high-quality bonds. Equities were mixed, with buying in large-cap names but reductions in small/mid-cap. Significant regional variations in positioning were also evident.

Overall, the report provides valuable insights into how sophisticated family offices navigate today's complex markets. Their steady allocations to private credit and other alternatives demonstrate a focus on long-term return objectives.?

Link to the report: https://www.privatebank.citibank.com/insights/the-family-office-survey


Tech Investment Trends in Asia

The tech investment landscape is shifting rapidly across Asia. Here's a look at some of the key trends in China, India and Southeast Asia:

  • In China, deep tech now dominates, accounting for 71% of tech deals in 2022. Biotech, semiconductors, and electric vehicles are benefitting from policy shifts and growing investment. This marks a major shift away from consumer internet.
  • India's consumer tech and fintech boom has slowed from 2021 highs. But EVs have emerged as a key investment theme, with strong government support to reach 30% adoption by 2030.
  • Southeast Asia remains more diversified, with consumer tech and fintech leading overall. But new growth areas include agritech, healthcare and e-commerce 2.0 models like social and live commerce.
  • While tech corrections have impacted Asia, the region remains central to global tech growth and innovation. Understanding key market differences will be critical for investors in 2023 and beyond.

Link to the report: https://www.globalprivatecapital.org/research/2023-emerging-tech-trends-in-asia/


Peak Yields: Are we there yet?

Calling the top in interest rates is a hot topic among investors nowadays. With the recent volatility in bond yields, everyone is asking - did we already see the peak?

According to T. Rowe Price's analysis, we are likely still in the late stage of the Fed tightening cycle, where yields tend to spike before falling. They outline four signposts to watch for to signal we've hit the peak:

  • The 10-year Treasury yield exceeds the terminal fed funds rate, flattening or inverting the yield curve
  • ECB and BoJ end asset purchases and yield curve control policies
  • Fed restarts QE due to banking system stress
  • Major fiscal restraint from governments

Until these occur, expect fleeting rallies but bond yields to remain elevated. Any yield curve rally will likely be concentrated on the short end first.

In conclusion, although peak yields may approach shortly, crucial indicators imply that we are currently in the blow-off phase. Exercise patience before tactically extending the duration. Stay tuned!

Link to report: https://www.troweprice.com/en/ch/insights/avoiding-false-signals-in-wait-for-peak-us-treasury-yields


Kilde’s latest scoop on Investing

Family Offices Shifting Focus to Private Markets for Better Returns

A recent survey by Campden Wealth and RBC reveals a notable trend among family offices — entities managing investments for families with assets of $100M or more. For the first time, these offices are allocating more funds to private markets (29.2%) than to public stocks (28.5%), seeking better long-term returns with less volatility. Despite a 19% rally in the S&P 500 this year, family offices are drawn to private equity, venture capital, and direct deals, capitalizing on their expertise and aiming for higher returns.

Upcoming Focus: 41% of family offices indicate an increased allocation towards private equity funds, while a third eye directs private equity deals. Only 23% plan to boost their public stock holdings, with some (15%) planning to reduce them, suggesting a strategic pivot towards private investments.

Alternative Assets in Sight: Family offices are also keen on diversifying into alternative assets like real estate and commodities. With recession risk and geopolitical tensions on the radar, they are cautiously optimistic, holding 9% in cash to seize future opportunities.

Reference: https://www.cnbc.com/2023/11/28/family-offices-move-money-out-of-stocks-and-into-private-markets.html


Private Debt: Is It Really Illiquid?

Private credit funds are moving towards "evergreen" structures that allow investors to take money out more easily. This addresses a common criticism that investors' cash is locked up for too long.

Firms like Carlyle and KKR offer evergreen funds, where investors can periodically add or redeem capital. This provides more flexibility vs locking up cash for 10 years.

Investors want more control over their investments as private debt matures as an asset class. Evergreen funds provide access and liquidity.

The evergreen investment model is increasingly popular. It lets managers deploy capital more nimbly.

Evergreen structures can help private debt appeal to a wider range of institutional investors going forward. Flexibility and control are key.

At Kilde , we have been issuing evergreen deals with quarterly liquidity since the start. The investors can deploy capital anytime and redeem at pre-determined liquidity windows.

Reference: https://www.bloomberg.com/news/articles/2024-01-08/evergreens-solve-private-debt-fund-flaws-says-partners-bellis?sref=KJhMH2ka


Asia's Soaring Private Credit: Singapore Takes the Lead!

Despite a challenging year for fundraising in Asia in 2023, Singapore's alternative investment industry remained resilient with a number of global alternative asset managers setting up their offices in the country. Private equity deals in Singapore and Indonesia attracted the bulk of investment capital for Southeast Asia, and the private credit market is gaining popularity due to its floating-rate investments that provide real-time interest rate protection compared to fixed-rate bonds.

According to Preqin, the Asian private credit market has grown by almost 30 times in the last two decades, from only US$3.2 billion in 2000 to over US$90 billion in June 2022. Private credit investments allocated to Southeast Asia global general partners as of June 2022 were US$65.4 billion, representing an increase of 52% from US$43.1 billion in 2020. Singapore is seeing more private credit managers entering the market, and many alternative managers, including Apollo, Blackstone, HPS, and Oaktree, have established or expanded their private credit capabilities here to tap into opportunities in the region.

Private credit solutions are filling the void created by the slowdown in traditional bank lending, particularly in the fast-growing technology sector, and by banking the underserved SME space. With the increasing popularity of private credit, it's an exciting time to be in the industry

Reference: https://www.ashurst.com/en/insights/fund-finance-laws-and-regulations-2024-singapore-overview/?utm_source=bd&utm_medium=email


About Kilde’s Fountain of Finance

Our editorial team at Kilde is curating valuable insights within the private credit space to keep you updated on all the exciting developments. Subscribe now for free and stay informed!

About Kilde

Kilde is an investment platform tailored for individuals and institutions, providing access to private credit deals supported by cash-generating assets. We offer up to 13.5% annual returns to our investors, surpassing similar risk investments yielding around 8%. We are licensed by the Monetary Authority of Singapore. Find out more: https://www.kilde.sg/






Adam Ratner

Director | Family Office Research | Global Thought Leadership | Executive Leadership | Senior Advisory

8 个月

Thanks for sharing this valuable insight, Kilde Appreciate you mentioned Campden Wealth and RBC North America Family Office findings and I'm here to dive deeper into any discussions sparked by this post.

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