Kicking off 2025 with a riddle
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Kicking off 2025 with a riddle

Hello everyone. Welcome back to our weekly newsletter, The FinTech Prose.

What a year it was! And what a year it will be. To kick off 2025, I figure we'd start with a riddle. (Yes, I have enlisted help.)

**

I'm not human but I learn and grow,

Through endless streams of data flow.

I help predict what you might need,

And make decisions at lightning speed.

Banks embrace me, though some with fear,

As I reshape what they hold dear.

I promise progress, but here's the test:

Will I serve some, or serve the rest?

What am I?

**

Hm. "What am I?"

Drop me a note in the comment and let me know what you think!


Books I am reading

Winter break came and went. As always, I was overly ambitious on my to-do list. I was glad that I was able to make small dents in two books in between social gatherings and playing chauffeur for the kiddos. You might have seen some of the stores I've shared on another social site as well.

  • Mastering Marketing Data Science —?by Iain Brown PhD
  • From Pessimism to Promise: Lessons from the Global South on Designing Inclusive Tech — by Payal Arora

What else I am reading

[1] Nvidia and the personal AI supercomputer: The future is here.

Ever imagine having the entire Nvidia AI stack sitting on your desk? According to Nvidia CEO Jensen Huang, this is no longer a distant dream, thanks to Project Digits — which can deliver up to a petaflop of computing power, with Nvidia's new GB10 Grace Blackwell Superchip.

That's quite remarkable if you think about it. Instead of having to tap into data centers, developers, researchers, and students can simply have their own supercomputer at their desk.

[2] Is SEO still relevant in the age of AI?

With the likes of ChatGPT from OpenAI and AI Overviews from Google, people can now find up-to-date information via pretty sophisticated generative search results. The way we search for information and how it is delivered to us, has been upended. Granted, we are not quite where we need to bet yet, since we've seen plenty of examples that show how wrong some of these results are.

But this does make us wonder, what will this mean to the future of search?

[3] JPM bid farewell to the Net-Zero Banking Alliance.

As expected, JPMorgan became the last big US bank to leave the Net-Zero Banking Alliance, a climate-banking group formed in 2021 that counted Bank of America, Citi, and Morgan Stanley as founding members. To-date, the six largest US banks have all left the alliance, leaving behind only three US banks amongst the 141 member banks from 44 countries: Amalgamated Bank in New York City; Climate First Bank in St. Petersburg, Florida; and Areti Bank in Puerto Rico.

But we knew this would happen, didn't we?

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Don't miss our first webinar of 2025!

?? 2025 Trends in Global Banking ??

Discover the pivotal trends shaping the future of global banking in 2025 and beyond ... with Julie Muckleroy and Stu Bradley from SAS, Mark Feeley from Chartis Research, and yours truly.

I can't think of a better way to kick off the new year.

Join us.

https://www.sas.com/en_us/webinars/2025-trends-in-global-banking.html

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To kick off the new year on One Vision Podcast , Barb MacLean and I caught up with the one and only Jason Henrichs ... on the future of banking relationships.

??? Kicking off 2025 with a must-listen conversation with fintech visionary Jason Henrichs on making banking actually better in 2025

?? KEY INSIGHTS:

  • The end of "digital lipstick on a pig": Why superficial innovation isn't enough anymore
  • Innovation in a world of constraints: Doing more with less?
  • Open banking: Why banks need to stop assuming customers want exclusive "banking relationships" and start delivering real value
  • Bold predictions for 2025: bank consolidation, AI transformation, and the evolution of data-first banking

?? HOT TAKE FROM JASON: Banks don't want to admit that their customers are not banking exclusively with you, and nor should they.

?? QUOTABLE MOMENT: "Pretty isn't necessarily better."?

Thanks Jason Henrichs for this incredible discussion on One Vision — FinTech Fuse ! Listen to the full episode to hear our deep dive into the future of banking, customer-centricity, and how to make banking actually better.?

It’s time for deep building.

Let's go to work.

__

As always, thank you for reading. If you enjoy my posts ...

?? Ring it on my profile so you don't miss the next one.

? Subscribe to this LinkedIn newsletter "The FinTech Prose" and share it with your network.

?? Hit like and comment to let me know your thoughts.

? Drop me a review on Beyond Good and The Metaverse Economy on?Amazon.

_____

Timothy "Tim" Hughes 提姆·休斯 L.ISP

Should have Played Quidditch for England

1 个月

Have you read "Data storytelling in marketing" by Caroline Florence yet, worth a shout out! - It's about helping people that have to present data to use storytelling

D. Langston

Event Director

1 个月

The topics in this newsletter are spot on! How do you see AI impacting SEO strategies in the coming years?

Dr. Martha Boeckenfeld

Master Future Tech (AI, Web3, VR) with Ethics| CEO & Founder, Top 100 Women of the Future | Award winning Fintech and Future Tech Influencer| Educator| Keynote Speaker | Advisor| (ex-UBS, Axa C-Level Executive)

1 个月

NVDIA's project Digit - the personal AI computer just released last year caught my attention. Just imagine the superpower in your pocket for students and those who learn.

Charles Brasel

I Help Business Owners Close More Deals & Save Time Using Conversational AI | AI Sales Alchemist??

1 个月

Looking forward to part 2!

Matthew Sekol

ESG and Sustainability Advocate and Senior Advisor ?? Author of ESG Mindset and Benevolent Troublemaker

1 个月

Of course I know what the answer is! The story about banks leaving climate consortiums previously hasn't bothered me because I have observed that the work is still continuing. Still, with the way companies are aligning to this new administration, it is troubling to consider that perhaps the work will stop. But...it might not actually matter. Banks that recognize the value of funding the energy transition, other sustainability projects, and managing climate risk will not stop because it makes financial sense. Others who stop the work (I'm not talking about leaving consortiums here), obviously never understood it in the first place!

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