Keeping credit unions top of mind with key lawmakers

Keeping credit unions top of mind with key lawmakers

America's Credit Unions is leading the effort to bring credit union advocates to Capitol Hill, and we’re working together with leagues and credit unions to pound the pavement to protect the credit union tax status. We’re supporting an increasing number of credit union leaders on their visits to Capitol Hill, and many more visits are scheduled in the coming weeks.

Right now, our primary focus is meeting with key members of tax writing committees. I joined our advocacy team for a series of those meetings this week. They were very productive, but also reinforced that we cannot become complacent.

This is the kind of face-to-face advocacy needed to get things done. And credit union participation is central to our success. America’s Credit Unions’ advocacy team and leagues are there to provide resources and support, but credit unions are the star of the show.

Credit unions are doing the work to help their members every day, and they know what policymakers can do to help them do even more. Quite frankly, that’s what elected officials want to hear.

Lawmakers don’t want people who just complain and ask for handouts, or for special treatment. They want people who come in with solutions and ideas to improve constituents’ lives, and data to support it. Credit unions have that covered. That problem-solving mindset, combined with your efforts in building relationships and sharing the credit union difference, has laid the groundwork for this moment.

Our advocacy also includes key engagement with administration officials as they take office. Treasury Secretary Scott Bessent was confirmed this week, and we immediately reached out to set up meetings.

From left, Senate Majority Leader John Thune, DakCU’s Chesney Garnos and Jeff Olson, Jim Nussle
From left – Senate Finance Committee Chairman Mike Crapo and Jim Nussle?
From left, Jim Nussle, Sen. Dan Sullivan
From left, Sen. Jim Banks and Jim Nussle


Thank you to all who are connecting with legislators back home, and those who have traveled to D.C. this year or plan to visit in the next few months—including everyone who is joining us for what will be an incredible Governmental Affairs Conference.

If you are looking for ways to get involved, check out our resources to activate your members and staff in support of the credit union difference and tax status.

As policies change, new leaders take office, and priorities shift, having a consistent and unified credit union voice on Capitol Hill is how we keep our priorities top of mind.

Check out resources for credit unions here

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OMB withdraws memo on federal funds freeze

The Office of Management and Budget (OMB) withdrew its memo addressing the federal funds freeze issued at the beginning of the week. The OMB instead intends to implement the freeze with agencies’ general counsels. While we don’t know how this may ultimately impact programs used by credit unions, our Compliance Blog post addressed the original freeze in response to many questions from members.

Read the Compliance Blog here

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NCUA should withdraw proposal to change call reports

We wrote to the NCUA this week on how proposed changes to its call report will present significant challenges to credit unions, particularly due to additional staff and resources needed. The proposal would add new reporting requirements on the maturity distribution of total uninsured shares and deposits, and we urged the NCUA to refrain from implementing this proposal.

Read our comments here


Relentless advocacy to protect, advance, and empower credit unions:?

  • We wrote to the new U.S. Department of Government Efficiency Service (DOGE) on the importance of maintaining NCUA’s status as an independent regulator.
  • Our letter to new Treasury Secretary Scott Bessent outlined how credit unions can work together with the Treasury on fraud, cybersecurity, and more.
  • The Senate Banking Committee announced several working groups that address credit union priorities, including regulatory agency reform, and the National Flood Insurance Program.


Industry Update launches as free member resource?

Creating an environment where credit unions thrive means ensuring they have the information they need to serve members. This week, we launched our Industry Update newsletter, a monthly newsletter designed to provide members with the latest trends impacting their day-to-day work—a free benefit to all America’s Credit Unions members. This week’s newsletter includes articles on succession planning and fraud.

Subscribe here

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GAO hosting cannabis banking focus groups

The Government Accountability Office is hosting virtual cannabis banking focus groups and is recruiting credit unions to participate. Financial institutions that currently do and do not provide cannabis banking services are needed for the study, which is investigating how cannabis-related businesses and their employees access financial services. You can learn more about the focus groups here.

Sign up using this form by Feb. 14

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