Keep Calm and Carry On... for Now!

Whichever way you voted on Brexit, you had the opportunity to have your say. Importantly, you took some action and influenced your future.  But you weren’t alone!  Chances are, that the vote may have not gone the way you chose.

So what does the future hold for you, for all of us, and what action can we take?

Primarily, let’s celebrate the fact that the UK woke up to having a choice.  We were sleepwalking into the future and we, together with our partners across Europe, have had a massive wake-up call.  The impact on the Stock-Market, on political futures, and on Foreign Exchange has broadcast a clear message: we live in volatile times!

 What we’ve seen is the danger of being over-exposed to markets where World events and people’s sentimental reaction to them have a massive impact on volatility.  Maybe you’ve had a wake-up call too?  Were you sleepwalking into your own financial future?  The signs are obvious: filing your financial paperwork without a glance, or moaning about the charges or your adviser or fund manager.  The good news is that, just like Brexit, you can have your say.  The better news is that your say will have a far more predictable impact on your personal financial future.

It’s time for you to get involved in the personal financial decisions that affect your future wealth.  The time for delegating those decisions to an adviser is over.  You can take responsibility and take control.  There are better solutions.  And there are clear ways to build more certainty.

 Keep Calm, and Carry On... for Now!

These solutions begin with the encouragement to “Keep Calm, and Carry On… for Now!”  If you are currently invested in the Stock Market, keep calm and hold for now. There is no point in crystallising your losses or knee-jerking into wholesale changes.  What we are seeing this week is the classic herd mentality of troubled investors.  We’ve seen the same reaction in the 2008 credit crunch, and there are likely to be other troubles ahead.  If your main method of securing your long-term financial future is in the Stock Market, you are always going to face pain in the future.

 So what about your future?  Almost all of us will be forced into the uncomfortable position of trying to create income certainty in an increasingly uncertain World.  The decline of annuities as a way to turn pensions into income is a powerful example of this.  It’s time to take planned action.  That action is to build assets – assets that you have more control over than the Stock Market.

 The great news is that there are only 7 and they are easy to learn. If you’d like to know what the 7 are, you can find out more www.wealthbuilders.co.uk

 Here’s to a more certain future.

 Kevin Whelan

Founder