It Is Just Money

It is Just Money byAndre Klopper

 

When financial in-depended people are asked about their latest purchase or their wealth and they wish not to boast they usually reply “it is just money”. They know it is great to be financial in-dependent but also know they have to continue with their financial discipline.

With the global interest rates so low for more than a decade, people with savings had to invest in areas outside the banks in order to stay on top. Stock markets and real estate markets grew phenomenal. The U.S. stock market went up by 3.6 times over the last nine years while real wages were stagnant and the GDP grew only grew at 2% per annum.

The stock market bubble has been driven by the Federal Reserve providing money to Wall Street brokers allowing large companies to purchase their own shares. This led to an ever-increasing stock market while the derivatives market soared to more than twenty times the world GDP.  

The financial elite controlling the Central Banks have effectively elevated stocks around the world to absurd valuations. Most of the financial in-dependent people have increased their wealth in stock and real estate and began to believe bear markets is a thing of the past as these financial gurus are controlling the world markets.

Is this true? Why do we believe this? Because we are optimists by nature, we look at what we have achieved and feel that we are in control of the universe. The single-minded focus on making money influenced our belief that economic growth benefits human kind and the greater the growth the more-wide spread the benefits.  

In a real world there is always a but, The US government with more than $20 trillion debt, total US public and private debt of $67 trillion and over $200 trillion of unfunded liabilities, this house of debt just waits to collapse. The world is in dept.

 

“The boom cannot continue indefinitely. There are two alternatives. Either the banks continue the credit expansion without restriction and thus cause constantly mounting price increases and an ever-growing orgy of speculation – which, as in all other cases of unlimited inflation, ends in a “crack-up boom” and in a collapse of the money and credit system. Or the banks stop before this point is reached, voluntarily renounce further credit expansion, and thus bring about the crisis. The depression follows in both instances.” – Ludwig von Mises

What should we do? Take control away from the bankers and operate the central banks for the benefit for their citizens and turn the economy around. If this does not happen we must prepare for the worst.

We must prepare, obtain financial knowledge and mindset which will ultimately determine our success.


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