JOB AVAILABLE - USA Only - Referral Agent (For Business or Personal Loans)
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JOB AVAILABLE - USA Only
- Referral Agent (Business or Personal Loans)
- Commission-only
- Work from home, Starbucks, etc.
- Make your own hours: No minimum hours required
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Hi -
I have a job available: Referral Agent for business and personal loans.
It is a commission-only job. USA Only.
If you can reach out to business owners and produce leads, I will pay you half of the commission I earn on any loan that gets funded. Only businesses and persons in the USA are eligible. NOTE: We can do personal loans, too.
It will be your job to locate business owners who need a business loan and refer them to me. I will qualify your clients and get them the best loan I can.
Depending on the type and amount of the loan, commissions vary from small to very, very large. Time to funding can be 1–3 days, 1–2 weeks, 3–4 weeks, up to 7–8 weeks. You and I will not be paid until the client gets funded.
The best persons for this work are those who do not have an immediate need for cash, but who are able to place clients in the "pipeline" and wait until they get funded. A background in finance, bookkeeping, social media, or sales (online or offline) is helpful.
This job can be work at home if you want it that way. Or, you can work from Starbucks, or you can work from your car, or you can visit clients in the field, etc. The method of getting leads is up to you.
This is an opportunity for someone to learn the business of brokering loans. Although there is no formal training, I will always be available to answer questions. When you are ready, you can arrange your own loans and earn full commissions.
The following is copy of one of my advertisements containing a list of the business loan products we offer.
You can start your training by defining any and all the words in the advertisement that you do not understand.
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General Business Loans
- Startup Financing, too . . .
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Business Owner -
This is Steve Downing, president of Clearsailing Financial, located in Clearwater, Florida. We are a veteran-owned business and we serve clients nationwide.
We offer a variety of business loans, including SBA loans, the Gold Standard.
Tell us your situation and how we can help.
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General Business Loans
We offer SBA loans, conventional bank loans (business term loans), equipment financing, and traditional business lines of credit. SBA business loans are the Gold Standard and can be approved for up to $5 million.
These are "A paper" loans with low APRs, excellent terms, and monthly payments.
Requirements:
Minimum monthly business income: $20K
Minimum credit score: 650–700
650: SBA loan
680: Business term loan and Business line of credit
700: Streamlined SBA loan
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Business Startups
1) Business Credit Line
Our most popular option for startup and early-stage companies is the Business Credit Line, funded in the form of Business Credit Cards. We can fund you from $20K to $150K at 0% APR for 9–18 months, typically, and in some scenarios up to 24 months. Business credit cards are flexible. They can be used to purchase equipment, advertising, inventory, travel and lodging, etc. – nearly any business expense! No business revenue is required. Credit score needs to be 670 or above.
2) 401-K/IRA Rollover
Another option for business startups is the 401-K/IRA rollover, or ROBS. ROBS stands for Rollover for Business Startup! We can roll your 401-K or IRA savings into your business, tax-deferred and penalty-free. $40K minimum account balance is required. Credit score is not checked.
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Merchant Cash Advances
We also have more expensive loans, known as merchant cash advances (MCAs).
MCAs are fast funding and can help in the following situations:
- Need to cover payroll
- High ROI project with quick turnaround
- Bulk inventory at steep discount, Unplanned move
- Seasonal hiring, Marketing campaigns, Slow-paying clients
- Need emergency funds NOW and cost-of-capital is not a factor
MCAs can provide funding up to $2,000,000 in 2–3 business days. The amount of funding you qualify for is proportional to your monthly business income.
For example, if your monthly business income is $3K, you should qualify for $3K to $4K. For example, if your monthly business income is $750K, you should qualify for $750K to $1,000,000.
Requirements:
Minimum monthly business income: $3K
Minimum credit score: 450
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Additional Options . . .
1) High-end, Commercial Real Estate Financing - up to $20M
- Hard Money Lending for:
- Development Projects
- Any real estate financing outside the box
- Investor/Builder Spec Funding for new home builds
- USA only
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2) Stock Loans - Up to $100M
- Asset-based Loans backed by Securities
- Loan-to-Values 75% to 97%
- $80K Minimum Portfolio Value
- Public, Free-trading Securities, Only
- Securities must be valued at $3+ per share
- USA only
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3) Equipment Financing solutions - up to $5M
- Flexible "Outside The Bank" Solutions:
- Equipment Acquisition/Refinance
- Equipment Collateral/Hard Money Loans
- Lease, Sale/Lease-back and Term Loans
- Agriculture, aviation, food processing,
- Heavy construction, industrial, manufacturing
- Marine, medical, mining, oil/gas, transportation, more
- Across the USA and Canada
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4) Truck Loans and Heavy Equipment Financing - up to $5M
领英推荐
- Trucks: Big Rigs, Straight Trucks, Dump Trucks, etc.
- First Truck or Fleet Expansion
- Trailers: Reefers, Dry Vans (heated, vented, etc.), etc.
- Heavy Equipment: Bulldozers, Cranes, Excavators
- Farm Equipment: Tractors, etc.
- Across the USA and Canada
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5) Standard Business Invoice Factoring - up to $5M
- We will purchase your invoices, providing immediate working capital
- Invoice Factoring is more cost effective than Working Capital loans
- If your business has aged A/R invoices (30+, 45+, 60+, etc.), we can help
- Flexible Purchase Order deals up to $8M
- Across the USA and Canada
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6) Luxury Asset Loans
- Loans Backed by Luxury Assets
- Fine art, Luxury real estate
- High-end watches and fine jewelry
- Premier auction house collateral
- Sports and entertainment contracts
- Maximum Loan: Contact Us!
- Private, Discreet Consultation
- No Credit Check, No Income Verification
- USA only
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7) Business Micro-loans
- From $500 to $5,000
- For Uber drivers, gig workers, 1099 workers
- Monthly Income: $3K minimum
- Credit Score: 450 minimum
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8) Personal Loans
- Simple online form
- Funding is based on:
- - personal income: the higher the better
- - credit score: the higher the better
- - debt to income ratio: low debt and high income is better
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9) Oil Lease Financing - up to $100M
- Letter of Intent or Purchase/Sale Agreement
- Target Company financial statements required
- Need References and Resumes
- Need Production History, Reserve Report, Decline Curves, etc.
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10) Gold and Mineral Mining Loans - $50M Minimum Lend
- Global Metals Industry Giant
- Senior Debt Capital for Mining Companies:
- Initiation or Expansion of Mine Production
- No syndication: efficient, single-lender financing
- Offices in Bermuda, Hong Kong, London . . .
- New York, Shanghai and Sydney
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11) Vehicle title loan - up to $50K
You must own a late model car, SUV, or light truck that is paid off or ALMOST paid off. Fast, easy online application. Loan amounts are determined using factors that include:
- the qualifying vehicle's equity value
- the ability to make regular monthly payments on time
- state laws
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Get back to me and tell me:
1. Your situation
2. Years in business
3. Credit score (approximate)
4. Business annual gross income
5. How much you need to borrow
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If you are interested in this job, please contact me as follows:
Email me at: [email protected]
Or, message me at: https://form.jotform.com/221133472585151
Highest Affinity and Cheers!
Steve
Steve Downing
President
Clearsailing Financial
Clearwater Beach, Florida, USA
Veteran-owned Business – Funding Nationwide
Business Hours: Monday - Friday, 8-5 Eastern
Email (preferred): [email protected]
Text/Mobile Phone: (661)350-0672
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