JAPA Syndrome: Importance of Travel Health Insurance

JAPA! is the current craze in Nigeria. People consider themselves fortunate when their plans come to fruition. But here's something everyone planning to leave Nigeria should know: having good health insurance is just as important as traveling to a new country. Take two minutes to understand why you should always buy health insurance when visiting a new country.

Traveling to another country can be so exciting that purchasing health insurance is the last thing on anyone's mind. When there are no emergencies or rude awakenings, excitement is best enjoyed. When planning a trip abroad, getting travel medical insurance should be at the top of your priority list. These arguments should persuade you;

1. Healthcare costs are skyrocketing.

Healthcare costs are rising at an alarming rate in developed countries such as the United States, Canada, and the United Kingdom. According to a recent study, the average American family now spends $11,000 per year on healthcare, a staggering increase from just a few years ago. Costs are also rising in countries where universal healthcare is available, such as Canada and the United Kingdom. This means that if you visit a developed country without health insurance, you may face very high medical bills if you need to see a doctor or go to the hospital.

2. You never know when you will become ill or injured.

No matter how cautious you are, there is always the possibility of becoming ill or injured while traveling abroad. Accidents can occur at any time, whether it's due to ingesting contaminated food, contracting a cold from being in close proximity to others, or slipping and falling on wet pavement. And if they do happen while you're abroad, you'll need good health insurance to get the treatment you need without going bankrupt.

3. Your regular health insurance may not cover you while abroad.

Most standard health insurance policies will not cover you if you are traveling outside of your home country. This means that if something happens and you need to see a doctor or go to the hospital while you're abroad, your regular health insurance policy will not cover the costs, and you'll have to pay them all out of pocket.

4. Obtaining better medical care.

With health insurance, you can be confident that you will receive the best medical care possible because your insurance company will pay your medical bills.

When planning a trip abroad, buying travel medical insurance should be at the top of your priority list. With the high cost of healthcare and the risk of contracting a new illness or injury, having health insurance can literally be a lifesaver. So, don't put it off until it's too late; get travel medical insurance now!

To purchase travel medical insurance for yourself and your family, go to rohealth.ng!