January 2025 Newsletter
It’s the start of a new year and of course, we will continue to bring you monthly updates full of industry insights, product updates, key events and behind the scenes content.
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We’ve already seen some rate changes from lenders due to the rise in Gilt yields, however last week, we were pleased to be able to reduce our rates. It is important to us that we continue to provide innovative products as soon as possible and we will continue to pass on reductions when the market allows us to.
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1.???? Looking to place new buy to let cases? Throughout January we have been assisting with new enquiries, and wanted to make sure you get started in the best possible way by finding the right solutions for your clients buy to let cases:
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? Portfolio lending up to ￡10m
? HMOs and Multi-Units up to 15 occupants/units
? Ex-pats including retired and self-employed
? ￡2.5m max loan per property
? First-time landlords above a commercial premise accepted, with loans available up to 75% LTV
? Product Transfers with the option of additional borrowing
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View our criteria and products here.
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2.???? On the 14th January we launched our NEW 5% and 5.5% arrangement fee options on our Product Transfer and Product Transfer Plus ranges. Available at 75% LTV, these options were introduced to offer lower rates to improve affordability for landlords. They have already been very well received by our brokers and their clients.
?? View our Product Transfer product range here.
?? View our Product Transfer Plus product range here.?
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3.???? Our Head of Sales, Moises Cruickshank, has been talking about our bespoke broker portal and sharing his top tips to help speed up your case submissions. Did you know you can easily...
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?? Create an AIP in just 1 click
?? See page by page case submission feedback
?? Update and track your cases 24/7
?? Clone cases at full mortgage application
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Become a portal pro by watching the full video here.
4.???? This month we have also expanded our verification process to make things even easier for brokers and landlords. We are now able to automatically confirm bank details on the Direct Debit Mandates (DDMs) for Limited Companies, reducing the number of additional documents required for brokers to provide at the post offer stage. We continue to listen to feedback from our broker's and look for ways in which we can use technology to assist with efficient case submissions.
Want to find out more? Read the full article here.
Log in or register to our broker portal here.
If you have any questions or need help placing a case then get in touch with our team today by calling 0345 148 9086, sending an email to [email protected] or chatting with us online.
Speak soon.
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Keystone Property Finance
For intermediaries only