It's Time for CFOs to Get Strategic About Resource Allocation
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It's Time for CFOs to Get Strategic About Resource Allocation


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Capital allocation is one of the most critical responsibilities of a CFO. Yet, organizations often fail to reallocate resources dynamically, allowing underperforming business units, legacy investments, and outdated initiatives to consume capital that could be better deployed elsewhere. Research by McKinsey shows that high-performing companies reallocate at least 50% of their invested capital over ten years, systematically shifting resources to high-growth areas.

For CFOs, the challenge is cutting costs and ensuring that capital, talent, and technology are continuously redirected toward the business areas that offer the most promise. A structured and strategic approach to resource reallocation ensures that companies remain competitive, agile, and well-positioned for future growth.


Why CFOs Must Lead the Charge in Resource Reallocation

Many companies fall into the trap of incremental budgeting, where last year’s resource allocation becomes the baseline for the next cycle. This often leads to stagnation and inefficiency, as resources remain locked in declining business areas while emerging opportunities go unfunded. A more proactive approach, where resources are continuously assessed and reallocated, is essential for driving sustainable growth.

CFOs have a unique vantage point across all business units and functions, making them best suited to lead strategic resource allocation. By championing a more dynamic reallocation strategy, CFOs can:

  • Align resources with strategic priorities, ensuring capital supports the company’s long-term vision.
  • Accelerate growth by shifting investments toward high-potential markets, technologies, and business models.
  • Enhance financial performance by optimizing ROI across all expenditures.
  • Improve organizational agility, enabling businesses to pivot in response to market changes.
  • Reduce capital inefficiencies, ensuring funds are not tied up in low-yield initiatives.

It’s hard to imagine other CXO roles taking the lead as capital allocation naturally falls to the CFO, and so should the reallocation of capital over time.


A Framework for Dynamic Resource Reallocation

A structured approach to resource reallocation helps CFOs systematically assess where capital is being deployed and ensure it is continuously optimized. The following framework provides a roadmap for CFOs to implement a disciplined reallocation strategy:

1. Assess Current Allocation and Performance

  • Conduct a baseline evaluation of all expenditures, tracking ROI across business units, products, and investments.
  • Implement resource scorecards to measure alignment between spending and strategic priorities.
  • Break down category-level spending to identify underperforming areas that can be optimized or divested.

2. Reallocate Capital to High-Growth Opportunities

  • Shift funding from low-growth business lines to emerging high-potential areas.
  • Establish dedicated growth incubators to pilot and scale innovative ideas.
  • Invest in high-ROI opportunities such as digital transformation, automation, and market expansion.

3. Optimize Workforce and Operational Efficiency

  • Align workforce capabilities with future business needs through targeted reskilling programs.
  • Implement flexible talent deployment models that enable cross-functional teams to move where needed most.
  • Consolidate shared services in functions such as HR and finance to reduce duplication and drive efficiency.

4. Enhance Capital Expenditure (CapEx) and Technology Investments

  • Shift investments from legacy IT systems to cloud-based and scalable digital solutions.
  • Use predictive analytics to model resource allocation scenarios and determine the best investment paths.
  • Implement real-time dashboards to monitor capital utilization and identify opportunities for further optimization.

By embedding these principles into the organization’s financial planning process, CFOs can ensure that resources are allocated based on future potential rather than past precedents. This enhances efficiency and enables businesses to capture new growth opportunities before competitors.


Overcoming Organizational Barriers to Reallocation

Despite the clear benefits of resource reallocation, many companies struggle with execution due to internal resistance, lack of visibility, and an ingrained preference for maintaining the status quo. CFOs must proactively address these challenges to ensure successful implementation.

One of the biggest hurdles is organizational inertia, where teams and business units resist change due to historical investments or internal politics. CFOs must foster a culture of continuous assessment, where reallocation is seen not as a cost-cutting exercise but as an opportunity to invest in the company’s future. Transparent communication and cross-functional collaboration are critical in gaining buy-in for reallocation efforts.

Another common challenge is limited visibility into resource utilization. Many organizations lack real-time data and analytics to make informed allocation decisions. CFOs should invest in technology solutions that provide continuous insights into financial performance, enabling more dynamic and responsive capital allocation.

Finally, balancing short-term financial pressures with long-term strategic goals can make reallocation difficult. CFOs must work closely with executive leadership to ensure that investment decisions are made with a long-term perspective while still meeting short-term financial objectives.


The CFO’s Role in Driving Resource Reallocation at Scale

To institutionalize dynamic resource reallocation, CFOs must embed it as a continuous process rather than a one-time initiative. This requires a shift in mindset—from viewing budgeting as a static annual exercise to treating it as an ongoing strategic function. CFOs should:

  • Implement Zero-Based Budgeting (ZBB) to challenge existing cost structures and justify all expenditures based on strategic alignment and ROI.
  • Develop scenario-planning capabilities to model different allocation strategies and assess their impact on business performance.
  • Foster a data-driven culture, using advanced analytics and AI to predict where resource shifts will yield the highest returns.
  • Establish performance-based funding mechanisms, where investments are continuously reassessed based on actual results and adjusted accordingly.

By taking these steps, CFOs can create an agile and future-proof financial model that ensures capital is consistently directed toward the company’s most promising opportunities.


Unlocking the Next Phase of Growth

Resource reallocation is not just about cutting costs; it’s about ensuring that every dollar works toward the company’s strategic ambitions. High-performing organizations understand that capital must flow toward innovation, market expansion, and technological advancement rather than being trapped in legacy business models.

CFOs who lead this charge will position their companies for long-term success by creating a culture of continuous reinvestment. By reallocating at least 50% of invested capital over a decade, organizations can maintain growth momentum, adapt to changing markets, and sustain competitive advantage.

Ultimately, the companies that thrive proactively reshape their investment strategies to align with the future. CFOs have a unique opportunity to drive this transformation, ensuring that resource allocation remains a dynamic, strategic function that fuels sustained growth and profitability. Do you have a dynamic and aggressive resource (re)allocation in your company?


This was the eighth article in our new series, "The CFO Perspective." Here, we dive deep into the levers of strategic value creation that CFOs should work on in 2025. The previous articles in the series are featured below. Remember to subscribe to be notified when we publish future articles.

The CFO Perspective: Driving Strategic Value Creation with Precision

Strategic Revenue Growth: A CFO's Guide to Success

Managing Debt Capacity: A CFO's Strategic Approach

Driving ROI from R&D: The CFO's Strategic Role

How CFOs Can Anticipate Trends to Drive Transformation

How CFOs Can Drive Growth with an Active Geographic Footprint Strategy

How CFOs Can Drive a Programmatic M&A Approach for Sustainable Growth

You can read the previous article series on top trends in finance and accounting in 2025 below.

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The Rise of AI-Driven Strategic Finance

How to Get Started with the Circular Economy in Finance

The Rise of Hyper-Personalized Financial Management Tools for SMEs

Are You Ready for Real-Time ESG Auditing and Assurance Services

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Dive into our latest series on how finance is driving value creation below. Remember to subscribe to be notified when we publish future articles.

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Anders Liu-Lindberg is the co-founder and a partner at Business Partnering Institute and the owner of the largest group dedicated to Finance Business Partnering on LinkedIn, which has more than 12,000 members. I have ten years of experience as a business partner at the global transport and logistics company Maersk. I am the co-author of the books “Create Value as a Finance Business Partner” and "Communicating Financials to Executives," a long-time Finance Blogger, a LinkedIn Learning instructor, and a Top Voice on LinkedIn with 400,000+ followers.

Steve Cronje

Financial Accountant S&A ACCOUNTING SERVICES CC

3 小时前

This is a great Initiative. It shows where we can reap the benefits on Lucrative Business Opportunities by applying our minds correctly. By strategizing our Capex Distribution we make significant inroads at our Companies. Well Done Anders.

Nengi Bob-Manuel

FCA, ACCA, CISA, MBA(LBS)

3 小时前

Yeah right! Very important, yet less discussed.

Leon Jantjes

Director at Evolve Advisors

5 小时前

Very insightful article Anders and well articulated

Maria Ana Lourdes M.

Experienced AU Bookkeeper I Real Estate Bookkeeper I Helping Real Estate Owners by providing flexible solutions, and ensuring regulatory compliance through specialized bookkeeping assistance.

7 小时前

This is fantastic to read. It’s essential for CFOs not only to cut costs but also to ensure that capital is being used to drive growth and innovation. In today’s fast-paced business environment, the ability to adapt quickly can make all the difference. I appreciate the emphasis on aligning resources with strategic priorities and fostering a culture of continuous assessment, as these are key to staying competitive.

This is an essential discussion, Anders. Your insights on strategic resource allocation are invaluable for CFOs looking to enhance their impact. I'm excited to see how your new book will guide leaders in making informed decisions. #DeepioticsAcademy

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