It's now harder to borrow
It’s now harder to borrow than ever before, so what can you do about it?
The major banks are making life difficult for everyone. Whether you run your own business, or you’re a professional person, the major banks have clamped-down on living expenses and borrowing capacity.
The banks now closely analyse the last 3-6 months bank statements, which usually results in lower borrowing capacity for most people.
The key to borrowing these days is to work with an experienced Broker who can look into your living expenses and maximise your borrowing capacity. Plus, help you plan for any future changes.
At Craig Tracey Lending, we have implement a 3 step process to help yous…
- Step 1: Living Expenses Planner -> You complete a simple expenses planner
- Step 2: Collect Bank Statements -> I collect your bank statements using bank-approved software that takes you only 30 seconds
- Step 3: Check and Confirm -> I do a “deep dive” into your living expenses, and then confirm the right expenses to use for borrowing capacity calculations
Text Craig now on 0400 449 135 or email [email protected]