It's Always About Them - Even on Our Birthday.

This Friday, October 11, OneBlinc proudly turns six.?

But all marketing bluster and PR fluff aside, should we take the time to celebrate a techfin's birthday? Does it matter that we've completed six, ten, or twenty rotations around the sun?

We certainly think so - because even on our birthday, the focus remains on better providing for those we serve.

From our Pre-Seed beginnings through the Early Stage and into the Growth Stage, we have never wavered in our commitment to challenging the status quo in consumer finance through innovation and boldness. While we're proud to have navigated the 'fintech-first five'—the challenging early years when most startups fail—our sense of accomplishment stems from the knowledge we have gathered at every turn and bump in the road.

In 2018, OneBlinc was founded on the simple but crucial guiding principle that " Everyone should have access to fair and affordable credit." In 2024, we continue to celebrate that our non-bank financial service promotes vital social reform through financial inclusion.

Everyone should have access to fair and affordable credit.

To say that OneBlinc has faced unprecedented challenges while remaining true to its core principles would be putting things mildly. Enduring a global pandemic and the worst inflation in 40 years of American history has undoubtedly tested our resilience and resolve to the maximum. President Roosevelt said it best when he stated, "A smooth sea never made a skilled sailor."

Despite these difficulties, OneBlinc maintains one of the lowest turnover rates in the startup industry. Our team's steadfast commitment, passion, and dedication have cultivated an outstanding collaborative culture across five countries worldwide and nine different cities.

With over one million clients from all fifty US states, OneBlinc has conducted five million transactions, moving over $3 billion across our platforms. We estimate that over the last six years, we have shielded our customers from over $20 million in predatory and non-sufficient fund fees.

Where the lack of access to traditional banking would have resulted in higher mortgages, overdraft penalties, and loan and interest fees, today, OneBlinc customers are afforded greater economic security, purchasing power, and the ability to create savings. Our easy-to-pay financial products, opportunities to rebuild credit, and free wealth education are helping to build a better tomorrow, today. Not bad at all, for a six-year-old.

We estimate that in six years, we have shielded our customers from over $20 million in predatory and non-sufficient fund fees.

I am deeply grateful to those who have shared in this journey so far, and I look forward to facing the future head-on.

With gratitude,

The OneBlinc Team