iTrustCapital Review 2025: Is This Company Trustworthy?

Wondering if iTrustCapital is the right choice for your retirement savings?

Looking for honest reviews of the platform before diving in?

You're not alone...

Many people are keen to explore alternative investments like cryptocurrencies and precious metals within tax-advantaged IRAs, and iTrustCapital has emerged as a popular option.

In this iTrustCapital review, we'll discuss the pros and cons, fees, and security aspects of the platform.

With a user-friendly interface and?positive customer experiences, it's no surprise that iTrustCapital has become a leading choice for diversifying retirement investments.

So, let's dive into the details and see if it's the right fit for your retirement goals!

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Overview of iTrustCapital

What is iTrustCapital?

iTrustCapital is a?leading digital asset IRA software platform?that helps clients buy and sell cryptocurrencies and physical precious metals directly through their tax-advantaged retirement accounts.

As digital assets are reaching mainstream adoption, iTrustCapital is disrupting the self-directed IRA industry by utilizing technology to provide a low-cost, transparent, and easy-to-use platform for investing in alternative assets, such as crypto, gold, and silver, using your IRAs.

The company was founded with the mission to empower individuals to secure their financial future through seamless access to digital assets and alternative investments, backed by trust, transparency, and technological excellence.

They are committed to delivering exceptional value and service to clients, while maintaining security, innovation, and a customer-centric approach.

iTrustCapital's Place in the Market

iTrustCapital's?unique place in the market?is achieved through its revolutionary idea of eliminating the costly inefficiencies and outdated processes associated with traditional IRA models.

This allows investors to safely, simply, and legally move money from their retirement accounts into the cryptocurrency and precious metals markets with ease.

The platform's key features include:

• Access to markets that are open 24/7, allowing trading and management of assets anytime.
• Mobile app availability on Android and iOS platforms, ensuring constant connection and informed decision-making.
• No set-up fee or monthly fees, with low crypto trading fees compared to competitors like Bitcoin IRA.

By offering a user-friendly and secure gateway to the world of digital assets and alternative investments, iTrustCapital is contributing to financial independence and prosperity for its users.

Their vision is to be the leading platform revolutionizing the way people invest and manage their wealth, enabled by their commitment to security, innovation, and client-focused approach.

With strong industry leadership and continuous innovation, iTrustCapital has positioned itself as a valuable option for investors looking to diversify their retirement portfolios and potentially secure better future returns.

Why Choose iTrustCapital?

Are you looking to add cryptocurrencies or precious metals to your retirement portfolio? iTrustCapital might be the right choice for you.

Here are some reasons:

• Tax-advantaged accounts: iTrustCapital offers?self-directed IRAs?that help you save on taxes while investing in digital assets and precious metals.
• User-friendly platform: Their?easy-to-use interface?lets you manage your investments and access 24/7 markets effortlessly.
• Wide selection and low fees: With?25+ available cryptocurrencies?and competitive trading fees, your investment options are vast.
• Top-notch security: Keeping your investments safe is a priority; iTrustCapital provides strong?security measures?for your IRA accounts.

So, when you're considering investing in cryptocurrencies or precious metals for your retirement portfolio, give iTrustCapital a look.

Their user-friendly platform, diverse investment options, and focus on security make it a compelling choice.

Remember, though, always consult a qualified professional for investment and tax advice.

Account Types and Offerings

At iTrustCapital, they offer a variety of account types to cater to different investment needs, particularly focusing on retirement accounts.

In this section, we'll discuss three of the major account options they offer: Roth IRA, Traditional IRA, and SEP IRA.

1. Roth IRA

A?Roth IRA?is a popular option for investors who prefer to pay taxes upfront on their contributions and enjoy tax-free withdrawals in retirement.

With iTrustCapital, you can invest in both cryptocurrencies and precious metals within your Roth IRA, allowing for a diverse range of assets to secure your investment portfolio for your retirement years.

This account type is suitable for those who anticipate being in a higher tax bracket upon retirement or wish to diversify their investments within a tax-advantaged retirement account.

2. Traditional IRA

The?Traditional IRA?offered by iTrustCapital allows investors to make pre-tax contributions, which grow tax-deferred until retirement.

Withdrawals at retirement are then taxed as ordinary income.

Like the Roth IRA, iTrustCapital's Traditional IRA allows you to invest in both cryptocurrencies and precious metals to diversify your retirement savings.

This account type is ideal for individuals who expect to be in a lower tax bracket upon retirement and want to take advantage of the tax benefits offered by a Traditional IRA.

3. SEP IRA

For self-employed individuals and small business owners, iTrustCapital also offers the?Simplified Employee Pension (SEP) IRA.

This account type functions similarly to a Traditional IRA, with tax-deductible contributions and tax-deferred growth.

However, it comes with higher contribution limits, allowing self-employed individuals and small business owners to save more for their retirement.

Like the other account types, a SEP IRA with iTrustCapital enables investment in both cryptocurrencies and precious metals, providing another avenue for diversification within a retirement account.

By offering these different account types - Roth, Traditional, and SEP - iTrustCapital enables investors to access various?retirement account?options that include the ability to invest in cryptocurrencies and precious metals.

These options cater to a wide range of investors' needs and preferences, allowing for a tailored investment strategy within a tax-advantaged environment.

With iTrustCapital, you can take advantage of these offerings to confidently plan and diversify your retirement savings.

Investment Options and Assets

Cryptocurrencies

With iTrustCapital, you can invest in various cryptocurrencies within a tax-advantaged retirement account like an IRA.

The platform offers popular digital assets such as?Bitcoin?and?Ethereum?as part of their cryptocurrency investment options.

Investing in cryptocurrencies is speculative, and you should be aware of the risk of loss associated with them.

Precious Metals

Apart from cryptocurrencies, iTrustCapital also provides investment options in precious metals like gold and silver.

Similar to cryptocurrencies,?gold and silver?are speculative investments with potential risks.

By diversifying your IRA with precious metals, you may reduce risks associated with market volatility, and gain exposure to alternative asset classes.

Alternative Assets

While iTrustCapital primarily focuses on cryptocurrencies and precious metals, they also facilitate investments in?alternative assets?through self-directed IRAs.

These types of investments can include real estate, private equity, and other non-traditional assets that might not be available through traditional IRAs.

Expanding into alternative assets can help you further diversify your portfolio and explore different avenues for potential growth.

Remember, iTrustCapital does not provide personalized investment guidance, so consult a qualified legal, investment, or tax professional before making decisions.

Keep in mind that past performance is no guarantee of future results, and investing always comes with risks.

So make sure to evaluate and analyze your investment choices thoroughly.

Fee Structure and Pricing

Transaction Fees

When trading cryptocurrencies with iTrustCapital, you'll encounter a straightforward fee of?1%?per transaction.

This transaction fee applies every time you buy or sell cryptocurrencies in your Individual Retirement Account (IRA).

Keeping the fee structure simple makes it easier for you to understand and manage costs associated with your investments.

Monthly Fees

One of the benefits of choosing iTrustCapital is that they don't charge common fees like account setup costs or monthly account maintenance charges.

There is a one-time $75 fee to convert a Traditional IRA to a SEP or ROTH IRA.

However, the platform doesn't burden you with ongoing monthly fees, unlike some of its competitors.

Commissions and Other Costs

When it comes to precious metals such as gold and silver, iTrustCapital charges a fee based on the market price.

For gold, the fee is?$50 over the spot (market price) per ounce, and for silver, it's $2.50 over the spot (market price) per ounce.

You don't have to worry about additional costs for storing physical gold or silver bars, as they are not charged by the platform.

Compared to other cryptocurrency IRA providers, iTrustCapital's fee structure is relatively easy to understand and less expensive.

By avoiding excessive charges like monthly maintenance fees and focusing on simple transaction fees that apply to trading activities, you can keep your costs down while investing in cryptocurrencies and precious metals for your retirement.

With minimal fees and a focus on transparency, iTrustCapital provides a user-friendly experience for investors looking to diversify their retirement portfolio.

Security and Storage

Custodianship

When it comes to the?security of your assets, iTrustCapital relies on the trust and custodial services offered by Fortress Trust LLC, a regulated qualified custodian and Nevada chartered trust company.

Fortress Trust ensures the safety of your investments and provides necessary custodial services.

Cold Storage Solutions

iTrustCapital takes the security of your assets very seriously and?partners with Coinbase Custody?for cold storage solutions.

This means that your assets, including cryptocurrencies, are stored offline in secure cold storage facilities to protect them from hacking risks and unauthorized access.

Moreover, iTrustCapital incorporates the services of?Fireblocks, a well-known security platform designed to safeguard accounts and valuables.

Fireblocks employs a multi-layer security strategy, ensuring your assets remain secure.

Additionally, they provide a $45 million insurance policy for that extra layer of protection.

With the combination of trusted custodianship from Fortress Trust and robust cold storage solutions using Coinbase Custody and Fireblocks, iTrustCapital ensures that your assets are well-protected and managed securely.

By investing through iTrustCapital, you can confidently grow your wealth with peace of mind, knowing that your assets are in safe hands.

User Experience

Account Setup Process

Setting up your account with iTrustCapital is a straightforward process designed with user-friendliness in mind.

To get started, you simply need to complete an?application.

Once your application is approved, you can begin to buy and sell cryptocurrencies, gold, and silver within your chosen retirement account.

Here's a brief overview of the steps:

1. Complete the online application.
2. Wait for your application to be approved.
3. Fund your account using your preferred method.
4. Start trading cryptocurrencies and precious metals.

iTrustCapital has made the account setup process simple so that you can focus on building a diversified investment portfolio.

Customer Service Channels

iTrustCapital has multiple customer service channels to help you with any questions or concerns you may have.

This includes both?email and phone support. They also offer a robust knowledge base to help guide you through the platform.

Users have consistently praised the platform for its?exceptional customer support experience, citing lightning-fast response times and efficient assistance.

When you need help with your account, you can expect:

• Prompt and friendly email support.
• Phone support from knowledgeable representatives.
• A comprehensive self-help knowledge base.

This focus on customer service ensures that you have the support you need, whenever you need it, as you navigate the world of investment within an IRA.

Remember, investing in cryptocurrencies and precious metals carries inherent risk, which is why having access to reliable customer service is crucial.

With iTrustCapital, you can be confident in their commitment to providing quality support and a user-friendly platform for your investment needs.

Comparative Analysis

Against Other Crypto IRAs

When examining iTrustCapital in comparison with other popular crypto IRA platforms, various factors are taken into consideration.

Below is a brief comparison table of iTrustCapital and some of its main competitors:

It's evident that iTrustCapital offers its users a combination of low fees and diverse investment options in both?cryptocurrencies and precious metals.

While platforms like BitcoinIRA have additional benefits, such as being an industry leader and providing high-end security measures, its high setup and transaction fees may be less attractive to potential investors.

On the other hand, Coinbase stands out for offering a seamless and user-friendly experience with no account setup fees, although their transaction fees can vary.

Broader Investment Platforms

In contrast to iTrustCapital that specializes in crypto IRAs, broader investment platforms provide a wider range of investment opportunities.

While these platforms may not necessarily focus on cryptocurrencies, they allow investors to diversify their portfolios.

Some of the popular alternatives to iTrustCapital in this category include:

• Alto CryptoIRA: Alto CryptoIRA focuses on providing alternative investment opportunities, such as private equity, real estate, and startups, along with cryptocurrencies. In comparison, iTrustCapital exclusively targets retirement accounts with specific investment options like cryptocurrencies and precious metals.
• Electrum IRA: Electrum IRA offers a blend of traditional investments, like stocks and bonds, along with cryptocurrencies. This platform may be better suited for investors looking to manage a mix of traditional and alternative investments in the same account.

While both broader investment platforms and specialized platforms like iTrustCapital cater to different needs, they have their own unique set of advantages.

Investors must assess factors such as fees, investment choices, ease of use, and customer support when making their decision.

Conclusion

So, you've come to learn more about iTrustCapital, and we've shared some key insights on this platform. Here's a quick recap to help you decide whether it's right for your investment needs:

• Affordable fees?and no monthly account charges.
• Cryptocurrencies and precious metals can be added to your IRA.
• Institutional grade security?and good customer support.
• Minimum starting investment of?$1,000.

It's clear that iTrustCapital is an accessible option for those looking to diversify their retirement portfolios with crypto and precious metals.

Remember to weigh your options and make an informed decision about your investments.