Investor Insights: Your Top Reads from 2024
In this week's edition, we're revisiting the articles and blogs you, our?readers, LOVED this year:??
·?????? Labour Announces Minimum EPC Ratings for Landlords
·?????? A Guide to Maximum Age Limits on Buy to Let Mortgages
·?????? Income Requirements for Limited Company Mortgages
·?????? Setting Up an SPV Company to Purchase Property
Labour Announces Minimum EPC Ratings for Landlords
Minimum EPC targets are changing. Labour intends to finish what the Conservatives started and implement new minimum EPC ratings on buy to let property. What exemptions will apply, and what funding will be available to landlords? >> Labours EPC Plans
A Guide to Maximum Age Limits on Buy to Let Mortgages
Contrary to common misconceptions, securing a buy to let mortgage as an older applicant is entirely possible. Many lenders have no upper age limits and are willing to be more flexible to cater to older landlords. Learn more about the options available.?>>Lender's Maximum Age Limits
Income Requirements for Limited Company Mortgages
How do lender income requirements differ for new and established Limited Companies? Do you need to supply a Personal Guarantee? Here, we discuss the key criteria you need to meet to pass lenders' income requirements.?>>Understanding Income Requirements
Setting Up an SPV Company to Purchase Property
For landlords interested in Limited Company borrowing, this blog is essential. From the costs?of setting up an SPV to the SIC code you'll need to use, we cover all you need to know in this quick 2-minute read. >>Read the Guide
WATCH NOW: Mortgage Pricing Round-Up & Property Market Quiz!
In the last MFB News of 2024, Jeni gives a summary of how mortgage rates have settled back down to lower pricing from their spike after the Autumn Budget and Trump's election victor. She discusses some interesting criteria changes affecting holiday let landlords and personal guarantees on Limited Companies, before examining the latest regional rental market performance. She ends the video with a property market quiz - scroll for the answers! >>Watch the full video here