Your IRA is on Cruise Control; And Why That's Probably a Mistake
There is a better alternative to stocks and bonds.
Warren Buffett has said the key to investment success is to buy assets at the right time/price. So it’s scary to think about the millions of people whose 401K’s are at this time methodically pouring billions of dollars into a stock market that is priced at its record peak and into bonds that are yielding record lows.
We’ve all been told not to try to time the market. What is less talked about are that there are alternatives to the market. If you were to actively decide where to invest your money right now would you be buying stocks at the S&P’s all time high? Would you be buying bonds and locking in yields that are less than the rate of inflation? I don’t think you would.
I’m sure Buffett would not like either of these options.
There are other options. Specifically real estate. And more specifically passive investment in commercial real estate via firms, like OpenPath Investments.
OpenPath Investments is a social impact real estate company with a proven model and a 10-year track record delivering 18%+ IRR. Interested in learning more? This short video does an excellent job of explaining what we’re all about.
Many people don’t realize that they can invest in real estate with a self-directed IRA. Firms like Equity Trust, Pensco Trust and many others can help you set up a self-direct IRA.
Given the historic high price of stocks and low yield of bonds at this time, it might be worth considering an alternative. If you’d like to learn more please feel free to contact me directly at david at openpathinvestments dot com to discuss.
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