Interest Rate Report – 2/4/25 (Tariff fallout)

We know that interest rates?are driven by financial markets and we know that financial markets have experienced volatility amid threats of new tariffs over the weekend. But after all the volatility was done and tariffs to Mexico and Canada were put off for at least another 30 days – interest rates have settled back down and as of today, they are pretty much where they were last week.

As of this morning, Tuesday 2/4/25, the Ten Year treasuries are at 4.59%.

And as always, wherever rates go from here, please give us a chance to get you the very best conventional and Bridge financing programs for all your commercial RE needs, (i.e. Senior Debt, Preferred Equity, or Mezz debt).

And if you are buying or refinancing a commercial property and need to close fast, there are great options available, with some Bridge loan programs that can close within 2 weeks – 3 weeks! These programs even offer Capex money.

Please give us a call to see what rates and terms we can get for you.

Here is a snap shot of interest rates as of 2/4/25 and available LTVs:

Multi family –

·???????5.6% -6.75%

·???????75% - 80% LTV

Industrial –

·???????6.2% - 7.25%

·???????70% - 75% LTV

Retail / Office –

·???????6.75% - 7.8%

·???????65% - 70% LTV (75% LTV is possible with strong occupancy, strong tenants, densely populated areas and strong sponsors)

Bridge -

9% - 13% Interest Only (Stabilized and Construction)

Please give me a call to discuss your best options!

Lastly, if you are interested in learning about Digital Assets as they are starting to intertwine with the Commercial RE sector, please let me know as I can send you information on that as well.

Thank you!?

Bob Beckman

Senior Finance Director | Philadelphia Tri-State Region

[email protected]

Mobile: +1 215 850 3422