InsurTech weekly 426 ?? Profits or growth? Insurers are making a choice too.
Florian Graillot
Investor @ astorya.vc (insurance & emerging risks ; Seed ; Europe)
Hi all,
First, let me welcome many of you who recently joined that weekly newsletter.
Thanks a lot for your interest. And of course, feel free to spread the word in your network.
You’ll find below the three most engaging articles shared this week. They are about InsurTech trends, FinTech benchmark and other tech trends worth a look.
-InsurTech weekly-
1?? The profit vs. growth dilemma in insurance
Forty-eight percent of participants reported they are prioritizing profitability, as opposed to 13 percent who stated growth metrics take precedence, according to a report titled “Insurance Operations in a Changing Industry, published today by Earnix, a global provider of intelligent SaaS solutions for insurers and banks.
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2?? The state of Electric Vehicles in China
“You won’t believe what’s coming,” warned the title of a January 2023 video from the Inside China Auto YouTube channel. “Europe’s premium car makers aren’t ready for this,” warned another video from the same channel, uploaded in July. Produced by Shanghai-based automotive journalist Mark Rainford, a former communications executive for Mercedes-Benz, the channel is one of several by China-based Western commentators agog at what they are seeing—and driving.
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3?? Apple’s future as a bank
Apple offers way more financial products than many realize—payments, savings, credit cards, open banking, BNPL, and even iPhone payment acceptance. Apple needs new revenue sources. As new iPhones become minor refinements rather than major jumps, sales from the core device revenue line are slowing, and services become more important.
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< Read last week release I
-My latest podcast (for French ???? speakers)-
I go through an article recently published in the Wall Street Journal. It details the insurance opportunity to cover emerging risks related to AI models.
???Archives?of InsurTech Weekly
Managing Partner & Co-Founder – Investment Banking for FinTech I SaaS I Enterprise Software
1 年Thanks for sharing Florian Graillot
CEO @Kayros | J'aide les courtiers et les mutuelles à accélérer leur distribution à travers le digital
1 年Full value ! I like the articles you share but I love your podcast. I never miss them Big supporter, Keep going ??
?InsurTech4Good.com?? Consultancy & Knowledge Hub | Regulatory Strategy & Advice | Thought Leadership | InsurTech Research | Policy Advisory | Public Speaking | Advising Industry and Regulators |
1 年Great weekend reading again. Apple has also touch points in insurance by providing extended warranty type of solutions in different markets as an intermediary. Quite traditional model having been there for some time but still interesting to keep in mind I guess.
Responsable éditorial du média Digital & Assurance | ?? Un ?il sur toutes les dernières tendances Assurance, Innovation & Insurtech
1 年The #mustread for the week-end ! Thanks for your watch Florian ??
Co-Founder & CEO at Napo
1 年Thanks for the great content - as always - Florian!