Insurance Market in El Salvador - 2023.12 Rankings

Insurance Market in El Salvador - 2023.12 Rankings

Insurance premiums during 2023 amounted to $958.4 million, marking a slight decrease from the previous year. In comparison, 2022 recorded premiums of $973.7 million, indicating a 1.6% decline in annual variation.

The data on claims reveals a decrease in 2023, with recorded claims amounting to $425.9 million compared to $462.5 million in 2022. This represents a significant 7.9% reduction in annual variation, indicating potentially improved risk management practices within the industry.

The technical results for 2023 demonstrated positive growth, with a recorded figure of $132.2 million compared to $110.5 million in 2022. This represents a notable 19.7% increase in annual variation.

Despite fluctuations in technical performance, the final results for 2023 remained relatively stable. The year concluded with a final result of $53.3 million, minimally decreasing from $53.4 million in 2022, with a marginal annual variation of -0.3%.

Leading Insurers: Q4.2023 Rankings overview

Insurance Premiums - Market share growth ranking

Insurance Premium (Life, non-Life and Surety):

- SISA: 22.8%

- SURA: 20.2%

- MAPFRE: 12.7%

- Aseguradora Agrícola Comercial: 11.9%

- ASSA: 8.0%

Technical Result (in USD millions):

- MAPFRE: $19.9 million

- SISA: $19.5 million

- SURA: $18.6 million

- Aseguradora Agrícola Comercial: $13.6 million

- Pan American Life: $10.8 million

Final Result (in USD millions):

- SISA: $9.8 million

- La Central de Seguros y Fianzas: $6.9 million

- Davivienda: $6.8 million

- SURA: $6.1 million

- MAPFRE: $5.2 million


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