"Instant" Liquidity vs. "Right Time" Liquidity & Why It Matters

Being able to readily convert our investments to cash can be a good thing.

Have you reassured yourself that even though you still have money in the stock market, you could turn it into cash within 24 hours if things start to go haywire in the markets?

Many people treat this kind of "instant" liquidity as an insurance policy--but is that wise?

In this month's newsletter, I explore the difference between "instant" and "right-time" liquidity and the impact of each on your portfolio allocation. This is a critical distinction for high net worth investors, and I urge you to consider where you stand on it.

To intelligent investing!

Ryan

P.S. My views on liquidity differ from those held by most financial planners, but in the end, this is a personal matter. I hope this month's newsletters helps you clarify your own position on the issue.

https://www.heritagecapitalusa.com/are-your-investments-liquid/