Insights: Patience, recessions + wildfires

Insights: Patience, recessions + wildfires


Good reads:

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·????????Weekly Investment Strategy

·????????How changes to CPP benefits affect your wallet today and retirement tomorrow

·????????The Housing Market Lottery

·????????Setting priorities: how to prioritize your registered plans

·????????If you retire early, should you start CPP pension immediately to avoid dilution?

·????????Four things to consider when transferring the cottage to the kids

·????????The 10 Greatest US Investors and the Virtues That Made Them

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Best quote of the week:

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“Invert, always invert: Turn a situation or problem upside down. Look at it backwards.” — Charlie Munger

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Best soundbite of the week:

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In the links above I included a great article that broke down some of the key factors for success for 10 of the best US investors.?Here is the excerpt on Warren Buffett.?His super power??Patience.

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Successful investing is often more like watching paint dry than hitting the jackpot on a slot machine. Those who outperform over the long run understand that it takes time for the market to accept the truths that they’ve discovered. New fads come and go. Bubbles inflate and burst. Undervalued assets may stay undervalued for decades, while overvalued assets often grow more expensive before collapsing. Warren Buffett has always appreciated the importance of patience. He cares little for the daily or even annual market noise and calmly waits for his investments to compound. – CFA Institute article

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Best visual of the week:

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Lots of talk these days about recessions.?If you’re wondering how the financial markets typically perform during them, you’ll be happy to know that they tend to be positive. Below is a great chart from RBC Global Asset Management that shows some lessons from past recessions: equity markets can recover quickly and powerfully out of economic downturns.

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I’d love to hear from you

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Do you have a question about the markets? Or perhaps you’d like to learn more about a particular financial planning topic? Maybe you’ve got a question about your own personal situation?

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Send me your question, and I’ll include it as a topic in an upcoming newsletter: [email protected] .

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In case you missed it:

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I chatted with Jenna Dagenhart and Asset TV Canada to discuss what investors might see in the markets this spring. We talked a bit about seasonality, what the end of a hiking cycle might mean, and some reasons to remain positive. Watch the full interview here :

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Beyond the markets:

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Unfortunately, we are well into forest fire season already. Hundreds of wildfires are burning across Alberta, and tens of thousands of Albertans have been placed on evacuation order or alert, leaving many in urgent need of assistance.

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Here are some interesting facts about wildfires:

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·????????Lightning strikes are often responsible for a vast majority of wildfires from strong electricity currents landing on forests and vegetation.

·????????Climate change is amplifying the rate and intensity of lightning strikes, triggering more extreme lightning storms. For every one degree Celsius rise in temperature, it results in a 12% increase in the frequency of lightning strikes.

·????????A report found that careless human activities are behind about 84% of all wildfires in the US and accounted for 44% of total area burned.

·????????Another study showed that human-sparked fires typically spread about 1.83 kilometres per day, more than twice as fast as lightning-induced fires.

·????????Dangerous smoke from wildfires are expected, but blazes release significant amounts of greenhouse gas emissions too. In 2021, wildfires around the world – most notably in Siberia, the US and Turkey – emitted a combined 1.76 billion tonnes of carbon, equivalent to more than double Germany’s annual CO2 emissions.

·????????To lower the risk of wildfires sparking in the first place, is to target reducing and removing ignition sources and dry fuel. While it’s nearly impossible to stop lightning, adequate land management and landscape fire management planning can significantly diminish their ability to spread, therefore minimizing the damage.

·????????A recent report published by the UN, predicts that global wildfire events will increase by about 50% by the end of the century due to global warming and changes to land use patterns.

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If you’d like to help out, donations to the Canadian Red Cross will be used for immediate and ongoing relief, recovery and resilience efforts in response to fires, as well as community preparedness and risk reduction for future all-hazard disaster events within Alberta.

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Source: Earth.org

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Thanks for reading, and I wish everyone a great long weekend!?

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Cheers,


Kim

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Kim Inglis, BCom, CIM, PFP, FCSI, CAFA

Portfolio Manager

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T: 416.777.6417 (Toronto)

T: 604.654.1160 (Vancouver)

T: 250.979.1803 (Kelowna)

TF: 1.877.363.1024

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www.inglisprivateinvestmentcounsel.com


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The opinions expressed in this newsletter are those of the Financial Advisor Kim Inglis, BCom, CIM, PFP, FCSI, CAFA and not necessarily those of Raymond James Ltd. (“RJL”) or Raymond James (USA) Ltd. (“RJLU”).?Statistics, factual data and other information presented are from sources, believed to be reliable but accuracy cannot be guaranteed. It is furnished on the basis and understanding that Raymond James Ltd. and Raymond James (USA) Ltd. is to be under no liability whatsoever in respect thereof. It is for information purposes only and is not to be construed as an offer or solicitation for the sale or purchase of securities. Raymond James Ltd. and Raymond James (USA) Ltd. financial advisors may only transact business in provinces and/or states where they are registered. Follow-up and individualized responses involving either the effecting of or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in provinces or states where the financial advisor is not registered. Raymond James Ltd. is a member of the Investment Industry Regulatory Organization of Canada (IIROC) and the Canadian Investor Protection Fund. Raymond James (USA) Ltd. is a member of FINRA /SIPC . Raymond James (USA) Ltd. (RJLU) and advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. This provides links to other Internet sites for the convenience of users. Raymond James Ltd. is not responsible for the availability or content of these external sites, nor does Raymond James Ltd endorse, warrant or guarantee the products, services or information described or offered at these other Internet sites. Users cannot assume that the external sites will abide by the same privacy policy which Raymond James Ltd adheres to.

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