Insider Today: America's wealthiest people aren't feeling too rich these days

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Hello! Christmas may be over, but it’s never too early to start planning for next year’s holiday, right? In 2024 you might try thrifting your gifts —?and save hundreds of dollars as a result.?

Here's what to know today:

Markets:

Before the opening bell: US stock futures are little-changed early Wednesday after the last trading week of 2023 kicked off with gains.

• The nine things that will define the economy in 2024. Economists are expecting a “boring” year, marked by slowing inflation and falling interest rates. Plus, the job market could continue to slow —?but not too much.

Tech:

• Inside Elon Musk’s year of “hate” and “cruelty” at Twitter — and how it morphed into X. His hatred of Twitter became “obvious” as it morphed into X, current and former employees said. Now, even chaos has become routine.

Business:

• Wealthy Americans say it’s getting harder for them to get richer. The housing market is contributing to many wealthy Americans feeling gloomy about their futures. Many people are concerned their investments will lose value due to inflation and the climate crisis.

Written by Dan DeFrancesco and Diamond Naga Siu.

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