Inflation Risk

Inflation Risk

Most individuals with money on deposit will look to avoid risk and, specifically, loss of their capital or money.

If you have an average deposit rate of 0.12% and inflation last year in Ireland was 5%, the differential is a capital loss because your money won't go as far.

If you're investing for the long term, the longer the investment term, the greater the probability of making a positive investment return, keeping your money growing in real terms, and not having that inflationary loss.

If long-term investing and inflation are something you need clarity on, feel free to get in touch and start a conversation??

要查看或添加评论,请登录

Hugh Lambert的更多文章

  • Preparing For An Early Retirement

    Preparing For An Early Retirement

    If you are looking to retire early or even just to retire with everything in order at the expected age, I've shared a…

  • Company Pensions & The Auto Enrolment Scheme

    Company Pensions & The Auto Enrolment Scheme

    The number of people in company pension schemes is currently at a record high. From what I'm seeing on the ground…

  • Managing Investment Risk

    Managing Investment Risk

    I've been speaking with a number of employees about Auto Enrolment factors they should consider and whether it's worth…

    1 条评论
  • Employee Auto Enrolment Considerations

    Employee Auto Enrolment Considerations

    I have spoken to a number of employees recently who are contributing to a company pension or PRSA. It's an employee…

    1 条评论
  • What Your Income Pays For

    What Your Income Pays For

    If you buy anything valuable, such as a house, a car, jewellery or a phone, you typically insure it. Now, sometimes you…

  • Auto Enrolment Update

    Auto Enrolment Update

    An article in The Irish Times recently stated that company directors who are not paying into a payroll-deducted company…

  • Preparing for Retirement

    Preparing for Retirement

    If you're in your 50s and you want to retire in your 60s, now's the time to start planning - Here are some action…

  • Investing & Geopolitical Conflict

    Investing & Geopolitical Conflict

    Many individuals with investments and pensions will experience unforeseen events, such as wars or pandemics during the…

    1 条评论
  • Long Term Saving & Inflation

    Long Term Saving & Inflation

    For long-term savers, keeping your money growing ahead of inflation should always be a priority. Over the long term…

  • The Inflation Deficit

    The Inflation Deficit

    Last week I shared an RTE.ie article that highlighted there is €150 Billion on deposit in Ireland, at the moment with…

社区洞察

其他会员也浏览了