Inflation Eats Away at Retirement Income

Inflation is something most Americans probably don't think about much, but it has a significant influence on their financial lives today and HUGE AFFECTS during retirement. Not only does inflation affect the prices of consumer goods, but the federal government also uses it as a benchmark in determining whether to increase contribution limits to qualified retirement plans or to raise monthly Social Security benefits.

On an individual level,?the inflation rate?affects how much your retirement?dollars?will really be worth and over time it can take a consistent bite each and every year out of your retirement strategy along with market loses that add salt to the wound. Understanding how inflation combined with unforeseen market adjustments and loses along with future taxes during your retirement will hurt your retirement strategy if not reevaluated properly.

You have so much to loose and don't even know it! A simple study done by LIMRA Secure Retirement Institute showed:

• Effects of simple inflation on the average social security benefit over a 20 years period was startling.
• According to the research a basic 1% inflation rate swallows up $34,406 of retirees benefits.
• However, if the rate were to increase to 3% the shortfall is MORE than $117,000!

This is just one simple example of how inflation is hurting retirement. What we don't look into is each year your retirement account has a market loss or adjustment you have to make up for the overall loss, and gains to get back to that mark of value. This means you MUST earn MORE than originally and depending upon the adjustment even more than expected. What we realize is that that future push to earn gains are based on future levels of inflation along with your earnings staying the same on average along with the amount your consistently putting in pre-tax dollars is worth less in the future.

You need to assess your overall strategy to establish a 'tax-free income' based retirement now so you can estimate the amount needed to invest every month along with securing an investment vehicle that can shield you from future market losses in an effort to protect you from the future unknowns that have destroyed retirement accounts over the past 40 years at different junctures along with giving you a fighting chance against inflation in the process.

establish a 'tax-free income' based retirement now so you can estimate the amount needed to invest every month along with securing an investment vehicle that can shield you from future market losses in an effort to protect you from the future unknowns         

You need and deserve the opportunity to hear ALL the FACTS - ALL the OPTIONS for you to protect yourself for retirement as you have been told but to live a 'tax-free retirement'!

My guarantee to you is that I will far exceed your expectations and I am the kind of person you want on your team. On your side of the field working to find the absolute best options for a tax-free retirement and cutting through ALL the red-tape normal organization create so you do not truly understand what your money is doing for you.

You have worked hard in your life for what you do so let me work hard for you to protect your future and what you have worked so diligently on saving so it isn't just swept away in a tide of taxes - market conditions or misjudgments.

Email my office at:?[email protected]