Income Notes System Review: Does Lee Arnold’s Newest Course Live Up to the Hype?

If you’re reading this, chances are you’re researching the Income Notes System and wondering:

• “Does it really work?”
• “Is Lee Arnold legit?”
• “Can I really make passive income flipping mortgage notes?”

You’re not alone. When I first heard about this system, I was skeptical too. But after digging deeper, I found that this course offers something truly unique: a simple, repeatable process to generate streams of income backed by real estate.

In this review, I’ll break down everything you need to know, including the pros, cons, and whether this course is worth your investment.

You can check out my YouTube review right here. ??

What Is the Income Notes System?

The Income Notes System is a course by Lee Arnold that teaches you how to flip mortgage notes for profit or passive income. Mortgage notes are legal agreements tied to real estate loans, often owned by private individuals who are looking to sell them for cash.

Arnold’s course shows you how to: 1?? Find note holders looking to sell (using a proven Craigslist strategy). 2?? Negotiate and tie up the note with a simple one-page agreement. 3?? Flip the note for an upfront profit or secure ongoing monthly payments.

With minimal upfront cost (just $100 to get started) and no prior real estate experience required, this system is designed to make the process accessible to anyone.

Key Features of the Course

When you join the Income Notes System, you’ll gain access to:

• Step-by-Step Video Training: Detailed modules walking you through the entire process.
• Ad Templates: Plug-and-play Craigslist ads that attract motivated note holders.
• Call Scripts: Know exactly what to say when negotiating deals.
• Seller Agreement Template: Lock in deals professionally and easily.
• Terminology Cheat Sheet: Speak the language of real estate with confidence.

Why Mortgage Notes Are a Hidden Gem

Flipping mortgage notes is one of the best-kept secrets in real estate investing. Here’s why: ? Passive Income: Secure ongoing monthly payments backed by real estate.

? Low Barrier to Entry: Start with just $100 and minimal time commitment.

? Scalable: Repeat the process as often as you want to stack income streams.

? Durable Income: Backed by real estate, these income streams are recession-resistant and inflation-proof.

For example, Arnold shares the story of an 82-year-old note holder who needed $40,000 for medical expenses. By flipping his mortgage note, Arnold not only helped the seller but also locked in a dependable income stream for himself.

Who Is This Course For?

The Income Notes System is ideal for:

?? Aspiring real estate investors looking for a low-risk entry point.

?? Retirees who need reliable, inflation-proof income.

?? Busy professionals seeking a side hustle that doesn’t require massive time or financial investments.

?? Financial advisors wanting to diversify their clients’ income streams.

What’s the Catch?

No system is perfect. Here are the pros and cons:

Pros

? Low startup cost.

? No need for certifications or prior experience.

? Backed by real estate for stability.

? Built-in buyer network via Cogo Capital.

Cons

? Requires consistent effort (not “set it and forget it”).

? Learning curve for those new to mortgage notes.

Pricing and Bonuses

The course costs $97, which includes:

• Lifetime access to the training modules.
• All the templates and scripts you need.
• A 30-day money-back guarantee.

Lee Arnold also offers a unique bonus: if you flip your first note within 6 months, he’ll refund your course fee as part of his First Check Challenge.

My Verdict: Is the Income Notes System Worth It?

If you’re serious about creating passive income and want a low-risk way to get started in real estate, the Income Notes System is an excellent choice.

Lee Arnold’s step-by-step approach simplifies the process, making it accessible even for complete beginners.

While it requires effort, the potential for durable, recession-proof income makes this system stand out. For $97, it’s a small investment for a potentially life-changing strategy.

Ready to Get Started?

?? Click here to join the Income Notes System today and start building your streams of income.

Engage With Me

Have questions about the system or want to share your thoughts? Drop a comment below or send me a direct message—I’d love to hear from you.