I spent three years in depression after retiring...

"I spent three years in depression after retiring." -Bill Carroll

These words from Dr. Bill Carroll, a distinguished professor, stopped me in my tracks during our podcast conversation. Not because they were shocking - but because I've seen this story play out countless times in my career, often behind closed doors, in the lives of both wealthy and struggling retirees. I've watched brilliant minds dim and vibrant spirits fade as retirement depression silently shook the retirement dream. I've sat with families desperate to help their loved ones regain their sense of purpose. And most heartbreaking of all? Almost every time, they thought they were the only ones struggling.

On this World Stroke Day, Dr. Carroll's story takes on even greater significance. While we often discuss the financial risks of retirement, we rarely talk about the hidden health costs.

Did you know? The risk of stroke doubles every decade after age 55, and retirement stress and depression can be the silent accelerator of this risk.

The numbers tell a story that's impossible to ignore:

The Hidden Health Crisis in Retirement:

• Retired people are about 40 percent more likely to experience a heart attack or stroke than those who keep working. Fantastic article to read here: Adjusting to Retirement: Handling Depression, Stress, and Anxiety
• Isolation can raise blood pressure as much as smoking
• Retirement anxiety often goes undiagnosed and untreated

Three Critical Warning Signs I've Learned from Working with Retirees:

1. ?? Loss of Identity "Who am I without my work?" This question isn't just philosophical - it can trigger serious health implications.
2. ?? Silent Struggles Like Dr. Carroll, many successful professionals suffer in silence, thinking they "should" have retirement figured out.
3. ?? Delayed Help-Seeking The average person waits 2-3 years before addressing retirement mental health concerns - precious time when it comes to stroke prevention.

Let's address what could save your life today. Everyone should know the F.A.S.T. signs of stroke

• Face drooping
• Arm weakness
• Speech difficulty
• Time to call emergency services

Whether you're planning your own retirement, advising clients, or caring for loved ones, here are three crucial ways and conversation topics to protect health and ease the retirement transition depression/anxiety:

?? Prioritize Health Awareness: Knowing the F.A.S.T. signs (Face drooping, Arm weakness, Speech difficulty, Time to call 911) can save a life, including your own. Take steps to reduce stroke risk through regular check-ups, balanced eating, and staying active.

??Set a Simple Routine: A daily routine provides stability and a sense of purpose, even in retirement. Fill your days with enjoyable activities, whether that’s gardening, a hobby, or social time, and watch how small habits can make life feel fuller.

??Stay Connected: Friendships, family, and social groups are key to a happy retirement. Having connections makes this new chapter richer and eases the anxiety of big changes.

?? Listen to my full conversation with Dr. Carroll about his powerful journey through retirement depression and how he found his way back here.

??Share this - it might save someone's life. Tag someone who needs to read this. ??

#RetirementWellness #WorldStrokeDay #MentalHealth #RetirementPlanning #WellnessJourney

Resources:

https://www.helpguide.org/aging/healthy-aging/adjusting-to-retirement

https://www.stroke.org/en/about-stroke/stroke-symptoms

https://retirementwithoutnumbers.buzzsprout.com

Carla Garcia, CRPC?, CPRC, brings over two decades of financial expertise and a pioneering spirit to the retirement and transition industry. As the founder of MyPlanKeeper?, she combines her deep knowledge of finance with a passion for AI and digital safety to empower individuals. Carla believes in living vibrantly in the present while securing a fulfilling future. She is dedicated to promoting responsible AI use and lifelong learning, helping clients embrace technology with confidence and build lasting family legacies without compromising current happiness.