I was hit by a car. Which insurances should be reported?

I was hit by a car. Which insurances should be reported?

Okay... I was driving my parents car to work. I am 19. No tickets or crashes since I was 15 and a half. I was rear ended when I stopped for an ambulance. My parents have insurance on that car, but I am not on their policy. I did have my mother's permission to use the vehicle. I have my own liability insurance but on a car that I sold several months ago. I maintained that insurance just in case anything happened. The woman that hit me immediately admitted blame. She also admitted blame to the officer that came out to see us. In fact, she cut him off to admit blame. I hope I am good to go as far as any sort of payment for damages. I understand if I get ticketed for not being on their policy... I just don't want to have to pay for my parent's car out of pocket, I can't afford that. Do all three party's insurances need to be reported? My dad is trying to tell me that my insurance is the only one that needs be reported as well as the woman's that hit me. I disagree. I think that all three need to be - but he's older and wiser than me. I think he just doesn't want his rate to increase so he's trying to make me call the woman and tell her to not report their insurance. Fml, i'm confused. thanks.

ANSWER: I might suggest you to visit this website where you can compare rates from the best companies: insuranceforcheap.info

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ANSWER: I might suggest you to visit this website where you can compare rates from the best companies: insuranceforcheap.info