I HAVE WHOLE LIFE......Don't I ?

That's the question? I have had two clients this week bring me their WHOLE LIFE policy's. Both were in FACT UNIVERSAL LIFE policies! One is a employee of the MUSCOGEE COUNTY SCHOOL DISTRICT. bought a NEW YORK LIFE POLICY, the other bought a STATE FARM policy 15 years ago, GUESS WHAT it was, UNIVERSAL LIFE too.

Here 's the problem, most clients under fund the contract and the policy will lapse in the future. Not next week or next year but when they turn 50, 60 80, when they need the coverage the policy is going to run out. Now how did that happen? That's what I'm asking you to do today. ASK for a IN FORCE ILLUSTRATION showing both GUARANTEED and PROJECTED values in the future. NOT an annual statement. This will show you the day and month and year your policy will run out!

Call me and I can walk you through this ..takes two minutes. Not sure what you have ? Look for the words FLEXIBLE PREMIUM ADJUSTABLE LIFE on any of your forms if you see that phrase or wording, , GUESS WHAT? YOU have a UNIVERSAL LIFE plan.

Call Ron Hatch 706 527 4790