I filed a claim with my insurance company and am now being charged a claim surcharge. Is this legal?

I filed a claim with my insurance company and am now being charged a claim surcharge. Is this legal?

I've had a home-owner's and auto policy with Allstate for the last 4 years. The increase was labeled a claim surcharge. The surcharge is almost 500 dollars

ANSWER: I recommend one to try this website where you can get quotes from the best companies: INSUREQUOTE.US

RELATED FAQS:

Named driver had crash. Should I tell my car insurance?

Last year my girlfriend has a car crash, she was not at fault. So she didn't tell her insurance company and claimed of the other party. So she is assuming her car insurance does not know. Now I am looking to get insured on my first car. If I add her to my insurance as a named driver the premium is about 200 less. The problem is she doesn't want me to tell the insurance company that she crashed, as they asked has the named driver crash. I am now worried I were to crash, they would see she had crashed and void the insurance. I am tempted just to get my insurance in my name and pay the extra 200 for peace of mind. She will not under any circumstance tell her insurer she crashed as she thinks her premiums will rise. But I have found out that the insurance companies have a database of all claims, so they can easily find out that she has crashed. She refused to allow me to put on my application for insurance that she has crashed. What to do?"


Why is it a better idea to chose a higher deductible health insurance plan?

How do you feel about the rising costs of healthcare?


Where can i get 24 hour car insurance cover?

Next weekend we have to take our baby to London for injections and my partner only has a van..(ive been in the back today -wasnt nice) so he'll be borrowing my mums car so we can get there.. Where can i get a day cover for him? He's 19


Choosing the most affordable insurance company?

I'm currently staying in Texas and I am shopping for an auto Insurance for my Mitsubishi Lancer ES 2011. I'm 22 years old and I started driving for the past 9 months, and also had received my Texas drivers license 9 months ago. I never had an accident of any kind or received any tickets. I need to find an auto insurance company that's affordable, I understand that because i'm a new driver and young I will be paying more. But I would like to get any tips on getting a cheap quote while satisfying all minimum state requirements for bodilly injury liability, property damage, motorist and etc. plus a $500 deductable for both comprehensive and collision coverage. Also if im asked how old I was when I received my drivers license, would it make a difference in my auto insurance monthly payment if I lied and said I been driving since I was 20 instead of 22?"


Where do I look for health insurance for my family?

Can i call insurance agents and get quotes from them for free? my husband is self employed do they have any health insurance specifically for that?


Cheap auto insurance safe to have?

I'm going to buy auto insurance and the rates I'm getting are pretty low, $72.00 per month (Progressive) and $92.00 (Geico). But I picked the state's lowest minimum coverage that was available, and I was wondering if it's safe/okay to do that? Thanks :)"


What happens if you get in an accident and your insurance relapsed?!?

We got into a small fender bender and our insurance was expired. What will happen to us?! We renewed that same day RIGHT after the accident.


How much will teen car insurance cost?

Okay so I'm getting my license soon. How much will my insurance be approx


Average insurance rate for BMW 5 series and Lexus RX?

What are the average insurance rates for a BMW 530 or 5 series in general? I can understand that it may vary based on location and the driving history of the driver and maybe other factors too but still there has got to be an average? Also, how does the insurance rate compare to a Lexus RX series? Is it more or less than the 5 series?"


How much does health insurance in the UK cost on average?

Btw, I live in the UK, I know we have the NHS, but my Aunty has health insurance as part of her benefits package at work and she says private healthcare is way better than the NHS. So I'm just wondering how much health insurance costs on average in the UK?"


2002 LEXUS IS300 price of full coverage insurance?

im looking at a 2002 LEXUS IS300 and now im just wondering what the price of full coverage insurance is before i buy it.And if you have owned one of these cars maybe you could give me a review of it,like what kind of repairs so far while owning it,is it reliable?.just wondering because i dont wanna car thats known for having engine and tranny issues, oh and how does ride .any way im just wonderin what other people opinions are on it."


What is a good low cost health insurance plan for my family?

I am 27 and my wife is 26. I am currently a full time college student and my wife is bartending until I finish school. We have no kids but also not a lot of money. I don't mind ...show more


How do you find car insurance?

Ok heres the situatuion, Am 22 I dont drive yet and i dont have a clue what car i want! Am hoping to pass my test this summer and am willing to spend roughly 750-2000 on a car but i dont want to pay anymore then 500 a year on car insurance. The most irritating thing about this thing is the fact i dont know how i can get a rough quote without having to fill out loads of details etc. Is there any easy way of finding your first car? Am losing my patience really annoyed by the whole process. HELP ME!"


"Can i take out a life insurance policy on my mother, shes in her late 40s, and what kind of insurance do i get"

im in the millitary and my father and mother just spend to much money and are going to leave it all to me what kind of insurance and how much does it cost

Will my insurance be notified for a texting ticket?

I have been driving for 3 years, and got my first citation yesterday for textng and driving. It's only $70, so I'll pay it off myself & not tell my parents (I'm 19, they pay for my car insurance since I'm in college and can't make enough money to pay for it myself). The officer said that the ticket will not give me any points or make my insurance rate go up. I was wondering if my insurance (Progressive) will be notified at all & the information be visible to my parents. This is in Maryland by the way. PS. I know texting & driving is dumb... I try not to do it, but since I'm fairly good at it, I have done it a lot. But after yesterday, I'm done."


What are the best websites to get car insurance quotes from different companies in New York City?

What are the best websites to get car insurance quotes from different companies in New York City?


I am selling my car while the insurance is about to expire.?

Do I need to buy a short term insurance to cover the car while I am trying to sell it? Btw it is parked on the driveway of my house and I won't have to drive it any more. But when there is a buyer coming to try the car I know it has to be insured at that time. So should I leave it until someone committed to buy the car or get it insured immediately? Hope someone who has same experience to answer this, many thanks."


How much would my insurance cost if self-insured?

im 21, JUST got g2 and live in toronto, ontario my choice of cars is s2k, mazda RX8, and 350z, how much will my insurance be for each? Also, my father works in Apotex, a huge medical company that have insurance packages for employees + their family, how much would my insurance cost if i sign to them?"


My car engine locked(died) should i report it to auto insurance (Geico)?

I have rental car coverage on my policy, I was wondering would reporting a claim to my car insurance company about my car engine locked will it raise my insurance rate. I was driving my car and the engine died on me. I really need a rental until my car is fixed."


How long can you go without car insurance in Michigan before becoming high risk?

I just got screwed by my insurance place, and i want to cancel my policy immediately, but i won't be able to get car insurance again for at least a week. How long until i would become high risk in Michigan?"


Where can I get Affordable Life Insurance?

Where can I get Affordable Life Insurance?


What is good car for cheap insurance?

okay im 16 and now have enough money for a car. I want a GM or Ford car what would be a good car from the 90s that would be the cheapest on insurance.


How much more would insurance cost if I bought a coupe car instead of a sedan?

I'm 17 years old, had my license for 9 months. I want to buy a coupe car but my mom said the insurance will be really high. Around how much higher would it be if i bought a car like a honda civic 2001-2004 coupe then a honda civic 2001-2004 sedan?"


What is a 2 year contestibility period in life insurance?

What is a 2 year contestibility period in life insurance?


Can you get your drivers license without any insurance?

I live in West Virginia 17 and I have had my learners for almost a year and have got all my hours so would it be OK if i got my license w/o insurance

I filed a claim with my insurance company and am now being charged a claim surcharge. Is this legal?

I've had a home-owner's and auto policy with Allstate for the last 4 years. The increase was labeled a claim surcharge. The surcharge is almost 500 dollars

ANSWER: I recommend one to try this website where you can get quotes from the best companies: INSUREQUOTE.US

"What is the cheapest, good auto insurance for one person?"

I recently moved out of my parent's home due to some serious conflicts and am living with a close friend. I currently work and am about to buy my own car using some of my savings. I'll have to get auto insurance for myself and was wondering if anyone can recommend an insurance company with a good reputation that is also very affordable, particularly for a single person, single car type of plan. Thank you!"


If i dont have car insurance can i still drive?

my name is not on the car insurance for my dads car, and he said i cant drive because my name is not on the insurance."


"Using friend's home address for car insurance, does that effect his taxes or his personal car insurance?"

Its plain and simple and I know its insurance fraud if I were to use a different address but I have no choice since I'm under 25 and the area(Toronto, Canada) I live in has skyrocketing auto insurance premiums for tweens especially when you're a male. So No other choice left. I'd like to know if there's any legal liabilities on my friend if I use his address ?? Also I'd like to know if it effects his personal auto insurance premium. Please help me drive my car with the peace of mind of being covered by insurance. Thank you."


Auto insurance question?

I am looking into financing a 2007 honda civic coupe ex. It is a 1.8 liter inline 4 motor. Front wheel drive and automatic with almost 68,000 miles on it. In florida, you have to get full coverage until you finish paying off the car. I am 23 with 2 traffic tickets. One for a stop sing violation and another for no proof of insurance. Both tickets were given to me at the same time almost 3 years ago. Thats the only 2 tuckets ive ever had. I live in the country as well because i know that matters for a quote. But with this information, what would be a good estimate on how much full coverage insurance would be on this vehicle? Thanjs in advance."


Do I need a California driver's license to deliver pizzas in California? (Domino's)?

Just interviewed at Domino's and everything seemed to go well, but afterwards I realized my current driver's license is in the state of Nevada and not California (since I am just here attending college). I anyone aware if this will be a problem for insurance issues or something?"


Car Insurance in California?

Anyone know a good low cost auto insurance company in California? Someone w/ a suspended licsence that is now released?


I need cheap auto liability insurance can anyone recommend a good company?

I need cheap auto liability insurance can anyone recommend a good company?


Car Insurance Question?

I'm looking at buying a four door sedan but I don't have car insurance. The reason that I don't have insurance is because I only have my permit. Unfortunately, I no longer live with my parents so I don't think their insurance will cover me. I've been trying to get quotes from various companies for when I do get my license but many of them will not even give me a quote if I don't have my license. Are there any car insurance companies that will offer insurance to me while I still only have my permit? I already found a car that I like before realizing my parents probably won't be able to put me on their insurance so I'm trying to figure this out quickly but thoroughly. I'd really like to get it soon because I hate driving in my parent's minivans since they are huge and I have trouble seeing out the tinted back window. So far the only option I see is to have my parents buy the car for me until I have my license (which I plan to get before December to avoid learning in the snow)."


Do I need insurance for my license?

I live in North Carolina, and I just got my license a few months ago. I don't have a car yet, but I was told that I needed insurance in order to have a license. So, I'm paying $80 a month for insurance, just for holding a license. My car savings aren't looking too good at this rate, so I was wondering if anyone knew of any cheaper insurance companies I could go with?"


Will I have to switch my car insurance if I buy a new or used car from a dealer?

My current car is just costing far too much money in repairs for it to be worth it to keep piling money into. I'm a college student, so money isn't exactly plentiful, but its looking right now like I just need a new car, period. I have a decent job, and I could probably afford a car payment of around $200 a month just fine, however I am very concerned about any hidden cost with insurance. My dad told me that if I buy a car from a dealer, then I will have to switch my insurance to full coverage (I'm currently just on my dads insurance, and I only have to pay about $50 a month) but he says that if I get a new or used car from a dealer, I will have to change my insurance coverage and it will cost me more around 150-200 a month in insurance. And if you pair that with a car payment, I simply couldn't afford it and still be able to make rent and whatnot. So I came here to see if he is correct in this. I know there will be taxes, dealer fees, registration costs etc. but Its the insurance part of it that might make it impossible. Also, do I have to have my credit established for a certain amount of time before I can buy a car? I tried to avoid credit cards for as long as I could, so now Im still kind of new in the whole credit game.... Anyways, thank you for taking the time to read my question and hopefully answer it!! It is much appreciated!!"


I want to buy a car to learn in but don't have insurance?

can i buy a car privately through autotrader and get a parent to drive it home? I was thinking of buying the car first then saving up for the insurance.


What type of lawyer do I need to sue my insurance company to fix my car after a car/deer accident? no injuries?

My insurance company wants to use reconditioned parts, and they are pressuring us to accept a check made out to us and the finance company. Not enough to pay it off or fix it. My vehicle is a loaded Suzuki Grand Vitara with all kinds of electronic stuff. Which were mostly scattered across the road after the deer committed suicide. They (the insurance company) had it towed to my home after the accident because there were no dealers in the area and my home was about 100 miles closer than Dallas. Now they are saying we have to pay to have it towed the 100 miles to the nearest dealer, or use someone local. They are also saying that we contacted the towing company and they are the ones who arranged the tow. There is no one local (car repair shop) who can work on it and get it right. I am afraid if we use someone local it won't be fixed right. The estimate they gave us has parts coming from a salvage and reconditioned parts dealers. I need to find a lawyer who can make them fix it right. If it can't be fixed right then I need them to total it. I have looked in the yellow pages and all of the accident attorneys want injuries. What kind of attorney do I need for just auto damage? I have never sued anyone before. HELP!!!"


Can someone help me get a insurance quote ?

im 16 and my mom said that if i wanted to drive, i would have to buy my own insurance. but the thing is i cant find any sites that tell me how much i would have to pay as a starter , and then pay monthly. the car that i want to drive is my stepdads 2000 Bonneville. idk what else it is but it looks just like this. VvV https://www.autoworld.com/news/Pontiac/2000Bonneville.jpg i just want to know how much i would have to pay (:"


Car insurance increase...?

My regular insurance (just liability) is $70 a month. but I just bought a 2001 audi s4 and am adding collision to it. i guess you could say its a sports car because its fast, but its still a sedan. any idea on how much my insurance will go up?"


Is it true that if you have full coverage insurance on a rental car... (please look inside)?

They can't ban you from renting from there for the rest of your life? OK. Back in 2005, I rented a car from Enterprise with FULL coverage insurance. 1 day I was on my way to school because I had a deadline to turn in a research paper that was 30% of our grade, & my sister 2x my age locked me in the house on purpose & thought it was funny. I got in the car, & drove it to school, & I panicked & got into a wreck & the car crashed into a tiny tree on the median. It was only a fender bender. But the company tried to say it was totaled for over $2,000 worth of damage. Everyone else who saw, said it was a fender bender. The twigs got inside the light on the left side of the front of the car. But that could've easily been fixed. Not sure. But the wheel alignment was messed up. Does that mean the car is totaled? What does TOTAL a car mean? That it couldn't be fixed? Well, I was just talking about it today, & a lot of people online had ganged up on me & attacked me. Now I'm feeling sad & hurt. About to cry. & they were calling me dumb, irresponsible, etc. Very hostile & angry @ me. They act like I wrecked THEIR personal car! People get into accidents all the time. Anxiety disorder or not. & they were saying that since I had full coverage, I shouldn't have been banned. & they were saying my story didn't make sense. But people look for any & every reason to discriminate against me. It's not fair."


Insurance on a supersport motorcycles is that much higher?

So I'm planning on getting a 600cc supersport soon, and I was looking at insurance rates. The choice package at progressive was $350 for my current 2006 ninja 250. (19m, car driver 3 years, 9 months on bike) and when I try to get a quote for a 600cc bike the price jumps up to $1200 for a bike of the same year (r6), and $1400 for a gixxer. At the same time, it's $450 for a ninja 650r. Are these prices suppose to be right? What's going on?"


Best car with cheapest car insurance?

I have passed my driving test in the uk. I am 17 year old male. I wanted to find out what is the best car to get that offers low car insurabce. Thank you


Can I get insurance myself at 17?

I'm 16 right now and I have been diagnosed with major depressive. My mom lost her insurance in May last year and I haven't been to a doctor since. My symptoms are getting worse and I attempted suicide a couple months ago (refused to see a doctor afterwards because I didn't want social services to get involved). I have a family history with depression and mood disorders and my condition is only getting worse. I tried to get insurance all summer and fall last year, but I couldn't qualify for medi cal (I live in california) because of my age supposedly and my old doctor refused to sign off on minors consent. I'm wondering if things will be different by the time I turn 17? Will I be more likely to be accepted by then? Is there anything else I can do that won't get my mom arrested and me put into the foster care system? I feel like the social workers have a gun pointed to my back right now.. if I say much more about my problems to them they'll take me, and my little brother. Also CPS is not an option I want nothing to do with them or foster care. I would rather continue on and die in my condition than go to the foster home in my area, I've met kids stuck in that system and continuing on without medical care seems better than living in that hell hole. And I certainly wouldn't wish that on my little brother."


Buying health insurance?

im 20 and going into an ems training program. because im not going to college anymore, i wont be on my parents insurance. how do i find an insurance that will cover the meds i take with out paying my left arm? prozac buspar lithium seroquel b/c"


Should we cancel our whole life insurance policy?

we bought a whole life policy for a couple of years ago b/c we liked the safety of not losing our money(the way u do w/ term)--anyway we have since learned that u don't make any money this way and it's better to take those premiums and put them in better returning investments. we already have a huge chunk of money in this whole life policy that will be down the toilet if we cancel. what should we do? can we convert it back to term?


Emancipated 16 year old car insurance help?

I am currently living with my parents and am soon to be emancipated. I was looking at some geico quotes, turned out for minimal coverage was 475$ per month. This was outragous and obviously way to much for any one to be able to afford. To have the type of coverage i would like was 10,000$ per year, the numbers were staggering. Anyway my question is it possible to get insurance at 16 years old on your own for a resonable price. If so with what car insurance company. I have a 3.0 and a perfect driving record, i do drive a camero z28 so i understand its going to be a little higher than average...."


"Insurance Rates For '05-'09 Mustang GT, '02 WS6 Trans Am Ram Air And '02 Cadillac Eldorado?"

(thank you sooooo much for all answers to my previous question! It's a shame I couldn't shout thank you for pushing the vote button by mistake. I was a total noob here) As everyone recommended me to purchase a 4th gen Trans Am (hopefully the ram air of the final edition), with one person also picking the 05-09 Mustang GT out of my wishlist and my friend telling me to get a 92-02 Cadillac Eldorado, how much is the average of the insurance rates for each car? I'm 24, male, just graduated from college in Japan and have no driving history in America. I'm moving outta here in a year. My nationality is Japanese as well, which means I won't be trusted for a while. Sure my Japanese licence won't be valid in the US so I'll have to retake it over there hence no history... right? :/ Does anyone have a clue? Thanks a lot for reading :)"


Do libs honestly believe that car insurance is analogous to health insurance?

Beware of these guys; they are dangerous... In my state alone you don't have to buy car insurance if you can post a bond or if you have a fleet of cars i.e. if you can SHOW YOU HAVE THE ABILITY TO PAY FOR any damage you cause with your car. If I can pay for my own health care, why would I buy health insurance?"


Is Titan Insurance a good choice?

I am thinking of switching my auto insurance to Titan from State Farm. They are about $30 cheaper per month. However, I don't want to do so if they aren't a good insurance company. This is the first I am hearing of them. Can anyone offer a review?"


Motorbike insurance?

barclays motorbike insurance

I filed a claim with my insurance company and am now being charged a claim surcharge. Is this legal?

I've had a home-owner's and auto policy with Allstate for the last 4 years. The increase was labeled a claim surcharge. The surcharge is almost 500 dollars

ANSWER: I recommend one to try this website where you can get quotes from the best companies: INSUREQUOTE.US

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