This is how we are creating personal sales records for realtors in Houston

Good ..............

I am Mike Richardson with St. Charles Mortgage, (insert realtors name here) with (insert real estate company name here) connected us about your interest in a home purchase. I have a great system that just takes a minute to complete all on a secured website( you can tell by the web address that starts with HTTPS://, the S in HTTPS means a secured connection) this site only needs to include the full legal name, social security number, date of birth, present address and a basic idea of your gross income(meaning total income a year before the tax man comes). Once you have completed that brief section and apply I am immediately notified and can begin qualifying you for a new home purchase. The notification is instantly sent to me, I will jump right on working up your options and call you with the details. 90% of the time you will hear back from within an hour, not days. Just click on the Apply now to get started toward new home ownership! Please click apply now and let’s get you started towards owning a new home!!

Apply Now

On the 1st screen create new account info highlighted below and click sign up

On the 2nd screen complete your information and please select Mike Richardson from the loan originator drop down at the bottom of the page. This is very important step to ensure the info comes to me not one of the other loan officers in our company.

When you continue the only other page you need to answer questions on is for base income just a dollar amount is needed and your social and date of birth. Everything else we can work on after we have the basic information. Do not worry about all of the details I only need the basic info to get you on your way. On the last page it will say submit just make sure you have a phone number and email address in the information you are submitting and I will get you qualified for your new home purchase. If you don’t have access to the internet to do this please call me at 314.607.8551 and we can talk. I look forward to helping you and your family in purchasing of your new home!

Thank you,

Mike

If you would like to start earning more give me a call. I have one realtor that we are up over 60 inquiries for pre approvals in 7 weeks. She uses Facebook boost of subdivisions to attract buyers and then we send them the above email. It will save you days and hours of trying to keep up with them. I typically respond to these inquiries within hours of applying. This system allows me to import and instantly pull credit and start talking to the client while you are out looking for more prospects. I prepare a spreadsheet that we can share back and forth so you are always aware of the progress of each client. I can set them up with free credit repair or send them back to you with an approval letter to start shopping.

Some guidelines for you:

1. Fha 500-579 with 10% down payment
2. Fha 580 and up- 3.5% down payment, my 580-619 score rates are lower then other lenders 620 and above rates.
3. VA- no score requirements
4. FHA/VA- no socre, one score and 2 scores only will qualify for a loan
5. Conventional- allows up to 50% debt to income now and have the 1% down program thru October 1st with 720 and above credit
6. Never an origination fee, never a underwriting fee or processing fee and we never charge for credit reports

I look forward to helping these last 4 months of the year making you far exceed your sales goal for the year and beyond. Proudly serving all of Texas and Missouri.