How To Transfer Money From Cash App To Chime [Updated]

Cash app and are 2 of the most widely known and used money transfer services around the world and transferring money from Cash app to Chime can be an amazing way to share money between your accounts according to your needs.

The days where you had to visit a bank branch before sending money to your friends and family are along gone with the arrival of online method of banking. Nowadays, you are now able to send money conveniently and instantly from your smartphone to any of your relatives or friends.

Here's a Step-By-Step Guide On How to Transfer Money From Cash App

Can I Send Money From Cash App to Chime?

Yes, You can send money from Cash app to Chime and there are 2 ways - which is the direct and indirect method.

As for the first method which is the direct method, all you will have to do is to add Chime to a bank account under your Cash app account while the indirect method will imply you making use of a linked bank account as a bridge for the transfer. The money will first be withdrawn to your linked bank account before being wired to your Chime account.

How Long Does it takes to Transfer Money from Cash App to Chime?

Well the time taken to transfer money from Cash app to Chime depends on the method which you are using and if you are making use of the indirect method, it might take up to 5 days for the transfer to be complete while if you are making use of the direct method, it can take up to 3 days to send money from Cash app to Chime if you are using the direct method.

How to Transfer Money from Cash App to Chime Using a Linked Bank Account- Indirect Method

This process will be familiar to those that are already used to making money transfer services online from one finance platform to another. In this case, it is required that you already have a linked bank account in Cash App and we will used it as a bridge.

So below I will show you how to transfer money from Cash App to Chime Using a linked bank account.

1. Add Your Bank Account to Cash App

If you already have a bank account aside your Chime account, you are able to add it to cash app so as to initiate a withdrawal process but before that, you are going to need the account and routing number in order to link your bank account to Cash App.

Once you have already linked your bank account to cash app, the withdrawal to bank option is going to be made available to you.

I believe most of you using cash app already have a linked bank account on Cash app and if that is the case, all you will have to do now is to kick off with the withdrawal from Cash App to bank.

2. Initiate a withdrawal to Linked Bank Account

To cash out the funds from your cash app to bank account, you can follow these steps below:

1. On your home screen, you will see the "Balance" tab, click on it
2. Tap "Cash Out"
3. Enter the desired amount to withdraw
4. Finally, you have to click "Cash Out" so as to withdraw funds to your linked bank account

Note that a withdrawal from Cash app to bank can take ranging from 1 to 3 days to reflect in your account. So you have to wait until the funds are made available in your account before you can now transfer it to your Chime account.

3. Transfer Money from Your Linked Bank Account to Chime

Once funds in your linked bank account are available for your account, they can be transferred to Chime. The transfer will be made via wire transfer, which can take up to 5 business days to complete.

You Might Want to Read: Where Can I Cash a Personal Check Near Me (Even Without a Bank Account)

Method 2: How to Transfer Money from Cash App to Chime - Direct Method

Here comes the direct method which is actually the best for those that have not yet linked any bank account to Cash App and all you need to do here is to link your Chime bank account to Cash app and then launch a withdrawal from cash app to Chime.

Note that for this method to be possible, you need to have your account and routing number to complete the linking process between these 2. Immediately you have already linked these 2 accounts together, you can then initiate a withdrawal from Cash App to Chime- which often takes 1 to 3 days to complete the transaction.

Step-by-Step Guide to Send Money from Cash app to Chime

1. Open the Cash App and tap the Bank icon or Dollars symbol in the bottom left corner of the screen.
2. Scroll down and tap Add Bank.
3. Choose Chime from the list of banks.
4. Enter your Chime account login details.
5. Tap Submit.
6. Once your Chime account is linked, tap the Bank icon or Dollars symbol again and select Cash Out.
7. Enter the amount of money you want to transfer and tap Cash Out.
8. Select Chime as the destination account.
9. Tap Cash Out to complete the transfer.

Final Thought: How to Transfer Money from Cash App to Chime

Transferring money from Cash App to Chime is an excellent way to put your money to good use. Cash App is not widely accepted everywhere, but Chime, on the other hand, can be linked to PayPal and used to send and receive money from anywhere in the world.

If you already have a linked bank account on Cash App, the indirect method is the best way to transfer money from Cash App to Chime. If, on the other hand, you have just opened your Cash App account and want to transfer funds to Chime, all you need to do is add your Chime account to your Cash App and request a withdrawal.

Frequently Asked Questions On How to Transfer Monet From Cash App to Chime

1. Can I transfer money from Cash App to my Chime account directly?

Yes, you can transfer money directly from Cash App to your Chime account. Cash App allows you to link your Chime bank account or Chime debit card, enabling you to transfer funds between the two accounts easily.

2. How do I link my Chime account to Cash App?

To link your Chime account to Cash App, follow these steps:

1. Open Cash App: Launch the app on your mobile device.
2. Go to the Banking Tab: Tap on the bank icon on the home screen.
3. Add a Bank Account: Select “Link Bank” and follow the prompts.
4. Enter Chime Details: Choose “Chime” as your bank or manually enter your Chime routing and account numbers. You can also link your Chime debit card by selecting “Add Debit Card” and entering the card details.
5. Confirm and Link: Complete the process to link your Chime account or debit card to Cash App.

3. What is the processing time for transferring money from Cash App to Chime?

The processing time for transferring money from Cash App to Chime depends on the transfer method you choose:

• Standard Transfer: Typically takes 1-3 business days to complete and is free of charge.
• Instant Transfer: Transfers are usually completed within minutes, but Cash App charges a small fee (around 0.5% to 1.75% of the transfer amount) for this service.

4. Are there any fees for transferring money from Cash App to Chime?

Fees may apply depending on the transfer method:

• Standard Transfer: Free, but takes 1-3 business days to process.
• Instant Transfer: Cash App charges a fee (usually between 0.5% and 1.75% of the amount) for instant transfers to Chime.

5. What should I do if my transfer from Cash App to Chime fails?

If your transfer from Cash App to Chime fails, try the following steps:

• Check Your Connection: Ensure that you have a stable internet connection.
• Verify Account Information: Double-check that your Chime account details (routing and account number) or Chime debit card information are correct.
• Update Your App: Make sure you are using the latest version of both Cash App and the Chime app.
• Contact Support: If the issue persists, contact Cash App or Chime customer support for assistance. They can help resolve any issues or errors that may have occurred during the transfer process.