How to Transfer Money from Apple Pay to Cash App: A Step-by-Step Guide

In today’s digital age, mobile payment services like Apple Pay and Cash App have made it easier than ever to send and receive money. However, transferring money between these platforms can be a bit tricky since they are operated by different companies. If you’re looking to move funds from Apple Pay to Cash App, this guide will walk you through the process step-by-step.

>> Best Way to Transfer Money from Apple Pay to Cash App

Understanding Apple Pay and Cash App

What Is Apple Pay?

Apple Pay is a mobile payment and digital wallet service provided by Apple. It allows users to make payments in person, in iOS apps, and on the web using Safari. Apple Pay stores your credit and debit card information securely, making it easy to pay for goods and services with just a tap.

What Is Cash App?

Cash App, developed by Block, Inc. (formerly Square, Inc.), is a mobile payment service that allows users to send and receive money quickly and easily. Cash App also offers features like a Cash Card (a customizable debit card linked to your Cash App balance), the ability to buy and sell Bitcoin, and a direct deposit feature for paychecks.

Can You Transfer Money Directly from Apple Pay to Cash App?

As of now, there isn’t a direct way to transfer money from Apple Pay to Cash App because they are separate platforms. However, you can still move money between them by following a few simple steps. Essentially, you’ll need to first transfer the money from Apple Pay to your bank account, and then from your bank account to Cash App.

Here’s how you can do it.

Step-by-Step Guide to Transfer Money from Apple Pay to Cash App

Step 1: Add Your Bank Account to Apple Pay

If you haven’t already linked your bank account to Apple Pay, you’ll need to do that first.

1. Open the Wallet App: On your iPhone, open the Wallet app.
2. Tap on Your Apple Pay Cash Card: If you have funds in your Apple Pay Cash balance, tap on the card.
3. Tap the Three Dots: This will open the details of your Apple Pay Cash card.
4. Select ‘Transfer to Bank’: Choose this option to add your bank account.
5. Enter Your Bank Account Details: You’ll need to provide your bank account number and routing number.
6. Confirm the Bank Account: Apple may require you to verify the bank account, often by confirming small deposits.

Step 2: Transfer Money from Apple Pay to Your Bank Account

Once your bank account is linked to Apple Pay, you can transfer your funds.

1. Open the Wallet App: Access the Wallet app on your iPhone.
2. Tap on Your Apple Pay Cash Card: This will bring up your available balance.
3. Select ‘Transfer to Bank’: Enter the amount you wish to transfer and select “Instant Transfer” or “1-3 Business Days” depending on how quickly you need the money.Instant Transfer: This option typically incurs a small fee but moves the money to your bank account immediately.1-3 Business Days: This standard transfer option is free but takes a bit longer.
4. Confirm the Transfer: Follow any remaining prompts to confirm the transfer.

Step 3: Link Your Bank Account to Cash App

If your bank account isn’t already linked to Cash App, you’ll need to add it.

1. Open Cash App: Tap the Cash App icon on your phone.
2. Access the Banking Tab: Tap on the “Banking” tab, which looks like a small bank icon in the lower-left corner of the screen.
3. Tap ‘Add Bank’: Enter your bank account information, including your routing and account numbers. Cash App might also allow you to link your bank account by logging in to your bank directly through the app.
4. Confirm Your Bank Account: Follow the steps to verify your bank account.

Step 4: Transfer Money from Your Bank Account to Cash App

Once your bank account is linked to Cash App, you can transfer the money.

1. Open Cash App: Launch the app on your smartphone.
2. Tap the Banking Tab: This will show your Cash App balance.
3. Select ‘Add Cash’: Enter the amount you wish to transfer from your bank account to Cash App.
4. Confirm the Transfer: Follow the prompts to confirm the transfer. The money should appear in your Cash App balance shortly.

Alternative Method: Using a Debit Card

If you prefer not to use your bank account, another way to transfer money is by using a debit card that’s linked to both Apple Pay and Cash App.

Steps:

1. Link the Same Debit Card to Both Apple Pay and Cash App:Make sure your debit card is linked as a payment method in both Apple Pay and Cash App.
2. Transfer Funds from Apple Pay to Your Debit Card:Follow the steps in Step 2 to move money from your Apple Pay balance to your debit card.
3. Add Cash to Cash App Using Your Debit Card:Open Cash App, tap “Add Cash,” and select the debit card as the funding source.

This method can be quicker since the money is moved directly via the debit card, bypassing the need to wait for bank transfers.

Conclusion

While there isn’t a direct way to transfer money from Apple Pay to Cash App, it’s still possible to move your money between these two platforms using a bank account or a linked debit card. By following the steps outlined in this guide, you can transfer your funds smoothly and efficiently.

Whether you’re using Apple Pay for its convenience in stores or Cash App for its peer-to-peer payment features, knowing how to transfer money between these platforms can help you manage your finances more effectively. Just remember that while the process involves a few extra steps, it’s relatively straightforward once you’ve set up your accounts.

Now that you know how to transfer money from Apple Pay to Cash App, you can easily move your funds as needed, keeping your finances flexible and accessible.