How to Set Yourself Up for Financial Independence / Retirement

One of the most important changes you will ever make in your life is the move to retirement / financial independence.

Retirement should be a time where you have reached financial independence and have all the time in the world to enjoy yourself. And it's important you do that because Life is not a Rehearsal remember.

Unfortunately, the financial planning profession has not adequately served people who are planning for their retirement. The focus on superannuation portfolios, asset allocations, fee savings and so forth serve their purpose, but those things aren't going to change your life.

They won't give you the peace of mind and security you need to live the life you want without fear of ever running out of money.

A better approach is required.

The way I see it, when it comes to reaching financial independence and retirement, what people really want to know is:

• When can I retire?
• How much money do I need to retire?
• How much money can I spend in retirement?
• How long will my money last?

Those points, can only be addressed by knowing the answer to one important question; that is 'how much money do I need for the rest of my life? The answer to that is different for everyone.

Fortunately for you, we at Luminosity Wealth have an advice process to answer that question, and more importantly, show you how to get enough money.

It may be considered an alternative approach to financial planning, but at the end of the day, we understand that Life is not a Rehearsal and we want to help you reach financial independence so you too can live the life you want without fear of running out of money.

Who doesn't want that?