How to Save the Most on Closing Costs

How to Save the Most on Closing Costs

How many times have a client asked you, "What are my closing costs going to be and how do I save money on the fees?"...

If you're anything like me, your answer's probably, "TO MANY!"

So today I thought I'd help YOU, help THEM by sharing a quick, 60-second video.

In the video, I'll break down exactly what closing costs are incurred, how to save the most off fees AND one giant red flag that should send you running for the hills if you ever experience it.

So, first!...

4 Types of Closing Costs to Prepare for & How to Save the Most Money on Fees.

  1. Title fees - These are regulated fees that cover legal documents, notaries, title insurance, and other services needed in the process. These fees will be the same regardless of lender.?
  2. Third-party fees - These include charges for the appraisal, credit report, flood certificate, or more. These fees will also be similar regardless of lender.?
  3. Escrow cost - this is an account you need to fund for your homeowner’s insurance and taxes. Now this is not really a fee but a prepaid item and would be exactly the same with any lender you choose to work with.?
  4. Lender fees. THIS is where you can save the most money. Lender fees consist of processing, underwriting, and document preparation.?

Now, word to the wise, if a lender ever tells you they have zero closing costs, consider that a giant red flag and do one of two things - run away FAST or dig deep into facts, and client reviews, and ask lots of questions.?

If you want to learn more, watch this quick 1-minute video, then click HERE ==> APPLY NOW.

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“Our experience with Jim Hawkins was amazing and nothing short of divine intervention.

I’m basically a first-time buyer and had several anxious moments and questions that were always answered quickly and thoroughly.”


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“I wanted to take a minute and let you know how much I appreciate your efforts in

handling my mortgage. You got the clear to close two weeks before the close of escrow. I would highly recommend you and Encompass Lending.”


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“After 20 years in the business, it’s rare to see a lender calling me to inform me of the progress and always be one step ahead of all parties. Thank you, Jim, for the excellent service and smooth transaction. Looking forward to the next one.”

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