How rising rates led to unrealized bond losses for many community banks

How interest rate risk sneaked up on dozens of community banks: The banks invested in bonds when rates were low, and their value has since dropped substantially. While there appears to be very little risk that the banks will ever have to realize the losses, an American Banker data analysis raises questions about whether regulators should toughen their rules.

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Banking crisis deals another blow to fintech startup funding: Fintech funding was drying up before the collapse of Silicon Valley Bank, Silvergate Capital and Signature Bank. The banking crisis has set it back a bit further.

Cash, ATMs get a second wind as inflation rises, pandemic habits fade: Despite the shift to digital payments, higher prices are bringing some people back to paper bills to manage their finances.

Read more about payments: Mastercard, Visa are among firms in talks to buy fintech Pismo; Apple starts to roll out 'Pay Later' service after long delay

Banking crisis ingrains credit funk that was already there: Lenders had started tightening as early as the fourth quarter in anticipation of a possible recession. Now, the banking crisis is driving community and regional banks in particular to hit the brakes harder, stoking renewed recessions fears.

Fed's Barr says stronger capital, liquidity rules needed after crisis: The Federal Reserve's top regulator told the Senate Banking Committee that new standards are needed for banks with more than $100 billion in assets — standards that the Fed has broad discretion to rewrite.

Read more about regulation: CFPB's Chopra: regulators need to assess risks in faster communications