How to repair your credit without being scammed - Gifted Financial Solutions

Managing your credit score can be difficult sometimes, especially if you have gone through debt and are facing mistakes on your credit reports. By entrusting your financial goals to Gifted Financial Solutions you can rest assured that your credit reports will be repaired and you can avoid being scammed. A credit repair company can help you regain financial confidence.

What a credit repair company can do for you

Usually most credit repair companies offer a free initial consultation. During this, you can both see whether you are a good fit for each other. The credit repair company gathers your reports from the credit bureaus and if you have negative information that contributes to a bad credit score then partnering with the company can benefit you.

The credit repair company, then, goes through your reports extensively to identify potential errors, duplicate accounts, or expired negative items. Depending on the mistakes found the experienced professionals gather the appropriate documentation and handle, the communication with the credit bureaus.

This procedure is followed for every one of the client’s three credit reports because they might not contain the same information. Each credit repair company has its own “data furnishers”, meaning credit unions, savings and loan institutions, mortgage lenders, and banks that can verify your credit account information. And although this procedure can be done, also, by the individual it can be proved difficult to handle. Also, it’s always best to trust a professional so that you avoid being scammed by companies or individuals who aim to benefit at your expense.

But how can you tell if a credit repair company is legitimate?

Four things legitimate credit repair companies won’t do

When deciding upon which credit repair company to trust you should be checking those 4 things that no legitimate company would do.

1. Insist on you not contacting the credit bureaus yourself

2. Disputing accurate information from your credit reports

3. Advise you to provide phony information when you apply for a loan or credit

4. Forget to review your legal rights when they introduce their services

Gifted Financial Solutions

Choosing a well-trusted partner when it comes to your credit is crucial for your financial security. And we at Gifted Financial Solutions understand that.

Our team consists of highly experienced professionals with extensive knowledge on laws, statutes, and credit reporting practices that can help make the credit repair procedure smoother for you. We also know which items could hurt your credit score the most and take immediate action to correct them, while educating you at the same time on how to paydown any active credit lines.

Our purpose is to empower Millennials and experienced business owners to build wealth through credit and savings by providing you with the necessary tools, resources, and educational material.

So do not hesitate to give us a call at 314-463-8487. Our team is always ready to fight for you so that you can regain control of your financial status.