How to Protect Against a Bearish Market
Keith Lewis
I help Teachers and Educators with getting the right type of Life insurance Protection for their love ones and peace of mind.
I'm pretty sure you've noticed that there are many uncertainties in the world today. The stock market is in the longest bull run on record but, having multiple types of assets in a bear market will help soften the blow from market chaos. As you review your portfolio, here are some shock-absorbing financial assets, you may have overlooked.
PERMANENT LIFE INSURANCE
With cash value growth and guaranteed death benefits to protect your heirs, permanent life insurance offer the certainty of set premiums and some tax advantages.
ANNUITIES
People are happier at retirement when they have a level and steady income. The advantage of an annuity is that it offer's a reliable income stream. An annuity is an insurance plan that ensure that you will have guaranteed income in the future. You will have an idea of exactly how much money you earn each year. In your golden years you will began to receive a set payout typically monthly.
Designed properly an annuity can make payments to you your entire life. Annuities grow tax-deferred and you don't pay taxes until you withdraw the funds.