How Naming Guardians For Your Kids In Your Will Can Leave Them At Risk

If you are a mom or dad with children under 18 at home, your number-one estate planning priority should be selecting and legally documenting both long and short-term guardians for your kids. Guardians are the people legally named to care for your children if something happens to you.

And if you’ve named guardians for your children in your will – even with the help of another lawyer – your kids could still be at risk of being taken into the care of strangers!?

One of the most disturbing aspects of this situation is that you probably have no idea just how vulnerable your kids are since this is a blind spot inherent to the estate plan of countless parents worldwide. Even many lawyers aren’t fully aware of this issue – and that’s because most lawyers don’t understand what’s necessary for planning and ensuring the well-being and care of minor children.

Why? Over the years, most estate planning has been primarily focused on the elderly, not on young families. And until our mentor discovered this hole in the estate plan she had created for her child, no one had thought about it. You can read all about her discovery and a lot more detail on what to do about it in the book Wear Clean Underwear!: A Fast, Fun, Friendly, and Essential Guide to Legal Planning for Busy Parents.

Fortunately, you’ve come to the right place, whether you’ve named guardians for your kids in your will or have yet to take any action at all. As your Personal Family Lawyer?, we specialize in legal planning for the unique needs of families with minor children. We can ensure that you have all of the proper legal safeguards to ensure that your kids will always be cared for by the people you would want, in precisely the way you would wish to, should anything ever happen to you.

A Far Too Common Problem

As you’ll learn here, unless you’ve worked with us, a specially trained attorney to name guardians for your kids, your children could be vulnerable to being taken out of your home and placed in the care of strangers. This might be temporary while the authorities figure out what to do, or they could even be raised to adulthood by someone you’d never choose.

Even if you don’t have any minor children at home, please consider sharing this article with any friends or family who do – it’s that important. While it’s rare for something to happen to both parents of a minor child, it does occur, and the consequences are too severe not to take the few simple steps to select and legally name guardians the right way.

Regardless of whether you own any other assets or wealth, it’s vital to complete this process immediately so you know the ones you care about most – your kids – will always be in the care of people you’ve chosen, no matter what.?

What’s So Complicated About Naming Guardians?

Naming and legally documenting guardians for your kids might seem fairly straightforward, but it entails several complexities most people do not think about. Even lawyers with decades of experience typically make at least six mistakes when naming long-term legal guardians.

If you named legal guardians for your kids in your will – whether on your own using a do-it-yourself (DIY) online document service or with the help of another lawyer – consider each of the following scenarios to see if you have a blind spot in your estate plan that would leave your kids at risk:

• Did you name backup candidates in case your first choice of guardian is unable to serve? If so, how many back-ups did you name?
• If you named a married couple to serve and one is unavailable due to injury, death, or divorce, what happens then? Would it still be okay if only one of them can serve as your child’s guardian? And does it matter which one it is?
• What would happen if you become incapacitated by illness or injury and cannot care for your kids? You might assume the guardians named in your will would automatically get custody, but did you know that a will only goes into effect upon your death and does nothing to protect your kids in your incapacity? Have you created a guardianship plan that goes into effect if you become incapacitated?
• Do the guardians you named live far from your home? If so, how long would it take them to make it to your house to pick up your kids: a few hours, a few days, or even a few weeks? Who would care for your kids until those guardians arrive? Did you know that without legally binding arrangements for the immediate care of your children, your kids are likely to be taken into the care of strangers until those named guardians arrive?
• Would your care providers even know where to find your will and other legal documents if you didn’t make it home? If not, what would the authorities do while figuring out who should care for your kids?
• If you named a family who lives nearby as guardians, what happens if they are out of town or can’t get to your kids right away?
• Assuming the guardians you named can immediately get to your home to pick up your kids, do they even know where your will is? How will they prove they are the people you wanted to be named as your children’s legal guardians if they can’t find your estate planning documents?

The Kids Protection Plan??

These are just a few of the potential complications that can arise when naming legal guardians for your kids, whether in your will or as a stand-alone measure. And if just?one?of these contingencies were to occur, your children would more than likely be placed into the care of strangers, even if just for a short period of time.

If the idea of this is as frightening to you as it was to me when I discovered it, you need to put the Kids Protection Plan? in place to make sure this never happens to your family. The Kids Protection Plan? was created by a nationally recognized attorney, who is a mom herself, to make 100% certain that her kids would always remain in the loving care of people she knows and trusts and never be raised by anyone she didn’t want. And now, you can put this same plan in place for your kids.?

As your Personal Family Lawyer?, we have been personally trained by the creator of this plan and the author of the best-selling book, Wear Clean Underwear!: A Fast, Fun, Friendly, and Essential Guide to Legal Planning for Busy Parents were written to help parents address this issue. As a result of this training, we’re one of the few lawyers in the world licensed to prepare the comprehensive Kids Protection Plan? for your family. The Kids Protection Plan? is included with every estate plan we prepare for families with young children.

The full Kids Protection Plan? provides parents of minor children with a wide array of legal planning tools including legal documents to name short- and long-term guardians, instructions for those guardians, medical powers of attorney for your minor children, an ID card for your wallet, and much more to make sure there is never a question about who will take care of your kids if you are in an accident or suffer some other life-threatening incident.?

Get Started Right Away

While you should meet with us to put the full Kids Protection Plan? in place as soon as possible, protecting your children is such a critical and urgent issue we’ve created the totally free website we mentioned earlier, where you can visit to get your plan started right now.

If you’ve yet to take any action, visit this easy-to-use and 100% FREE?website , where you can take the first steps to create legal documents naming long-term guardians for your children. By doing this, you can ensure that should anything happen to you prior to creating your formal estate plan, your kids would be cared for by the people you would want in exactly the way you would want.

After you’ve completed those initial actions, schedule a Family Wealth Planning Session? with us, your local neighborhood Personal Family Lawyer?, so we can put the full Kids Protection Plan? in place. From there, we can determine if there is anything else your family might need to ensure the well-being and care of your children no matter what happens.

Suppose you have already named long-term guardians in your will, either on your own or with a lawyer, In that case,e can review your existing legal documents to see whether you have made any of the six common mistakes that could leave your kids at risk, and then revise your plan to ensure your children are fully protected.

Comprehensive Protection For Those You Love Most

While selecting and naming guardians for your minor children should be at the top of your to-do list, that’s just the start of estate planning. Once you’ve named guardians, you should seriously consider putting a variety of other estate planning tools, such as a revocable living trust, in place for your kids.?

These tools can help ensure that the wealth and assets you want your children to inherit will be passed on in the most effective and beneficial way possible for everyone involved. Meet with us, your neighborhood Personal Family Lawyer? to determine which planning strategies and tools best suit your family’s unique situation.

At Cheever Law, APC, we don’t just draft documents; we ensure you make informed and empowered decisions about life and death for yourself and the people you love, which starts at a valuable and educational Family Wealth Planning Session. The Life & Legacy Planning Session will allow you to get more financially organized than you’ve ever been before and make all the best choices for the people you love. If you have already completed your estate plan, we will review that plan at your Life & Legacy Planning Session (aka Family Wealth Planning Session) to ensure that it will work the way you intend and address any holes or gaps that may be present if circumstances have changed since you executed your plan.??

To learn more about our one-of-a-kind systems and services,?contact us ?or?schedule a 15-minute introductory call ?today.