How to Keep Your Budget Healthy

In times when your budget might feel tighter than usual, it's important to remember that financial stress affects more than just your wallet—it can also have a significant impact on your health.

Experts emphasize that financial wellness is not solely about accumulating or saving large sums of money; it's about feeling secure in your financial situation, regardless of the balance in your bank account, to prevent strain on your emotional well-being.

Here are some simple tips for maintaining a healthy budget all year long.

Stay on top of your healthcare spending with the Financial Dashboard When it comes to understanding your finances, it’s important to keep track of your healthcare expenses. That’s why the Financial Dashboard in MyBlue? is so helpful. It puts all your healthcare financial data in one secure place and highlights where you can save money. With the Financial Dashboard, you can see your total costs, claims, network discounts and track your out-of-pocket costs, including progress toward your annual maximum. Standard Option and FEP Blue Focus members can see how close they are to meeting their deductible.

Find ways to earn rewards and wellness incentives We like to reward our members for taking steps to improve their health. With the Wellness Incentive Program, eligible Basic Option and Standard Option members can earn incentives for making progress on their health goals. Eligible members will earn $50 for completing their Blue Health Assessment (BHA) and an additional $120 when completing certain goals with our Daily Habits.

There are additional ways you can earn incentives throughout your pregnancy or for controlling your hypertension.

Take advantage of exclusive Blue365? discounts Blue365 gives you access to exclusive deals on health and wellness products and services, from personal care to travel. Joining is easy and completely free for Blue Cross and Blue Shield Service Benefit Plan members. All year long, you’ll enjoy deeper discounts than with other health savings programs. Score handpicked discounts from brands you love with no limits on how many deals you can redeem. Deals are always available and new ones are constantly being added.

Save on gym membershipsWe make it easy for our members to get active and save. Fitness Your Way gives you discounted access to thousands of fitness locations across the country. There are no restrictions on which locations you can use. Plus, you can use the same amenities, programs and services available to those with regular memberships.Maintaining a healthy budget is good for your wallet and health. Visit our Incentives & Discounts page to learn more about all of our incentive programs and discounts.?