How I saved time, money, and my business with one simple insurance hack (Every digital nomad needs to know this)

The One Thing That Could Boost Your Productivity: Health Insurance?

Let’s be real: when you’re running a portfolio career, building a business, or freelancing, you’re always thinking about the next project, the next client, or the next deadline.

You’re juggling a lot, and time is your most valuable asset.

So what if I told you that health insurance—yes, health insurance—could be the secret to unlocking more productivity, more freedom, and more time to focus on the things that actually matter in your career?

Sounds crazy, right?

Well, here’s the thing: it’s not.

In fact, it’s something I’ve learned the hard way—and it’s why I want to introduce you to SafetyWing, a company that’s flipping the script on insurance for freelancers, solopreneurs, and digital nomads.

But first, let me tell you why insurance should be on your radar—especially if you're running a portfolio career or freelancing.

The Hidden Stress We Don’t Talk About

Most of us don’t think about insurance until we need it, and by then, it’s usually too late. If you’re like me, you’ve probably gone years without giving it much thought—especially if you’re healthy and hustling hard.

But here’s the problem: running a business, building a portfolio career, or living the digital nomad life comes with risks. And no matter how much we’d like to ignore them, they don’t just disappear.

Maybe you’ve been there—on a deadline, but suddenly, you’re sick or injured.

Or you’ve been traveling for a project, and an unexpected emergency throws a wrench in your plans. And suddenly, you’re not just losing time—you’re losing money.

That’s where health insurance comes in.

Why Health Insurance Is the Ultimate Productivity Hack?

Here’s the thing: having insurance doesn’t just protect you from big medical bills. It also gives you something that most people overlook: peace of mind.

And when you’re running a business, peace of mind is priceless.

The Productivity Boost You Didn’t Expect

Here’s where health insurance becomes a productivity hack.

Think about how much time you waste worrying about things that might happen.

• What if you get sick while traveling?
• What if you have an accident and can’t work for a week?
• What if you get hit with a massive medical bill that wipes out your savings?

All that mental energy—whether you realize it or not—drains you. It pulls your focus away from the things that matter in your business: creating, growing, and making money.

Having health insurance doesn’t just cover you financially if something goes wrong. It frees up mental bandwidth.

With that worry off your plate, you can put your energy into more important things.

Like taking on that next client.

Or launching that new project.

Or simply having more time to be creative.

Because let’s be honest—none of us are at our most creative or productive when we’re stressed out about what might go wrong.

Why SafetyWing Is Different

So why am I talking about SafetyWing? Because they get it. They’ve built insurance products specifically for people like us—people who don’t fit into the traditional mold of a 9-to-5 job.

With Nomad Insurance, for example, you get travel medical insurance that covers you no matter where you are in the world. If you’re a digital nomad or even just traveling for work, it’s perfect.

You can start, pause, or stop your coverage anytime. It’s designed to be as flexible as your life.

How Insurance Fuels Your Career Growth

You might be thinking, “Okay, insurance is great for emergencies, but how does it help me grow my business?”

Here’s the deal: Insurance isn’t just about covering yourself when things go wrong.

It’s about giving yourself the confidence to take risks—whether that’s traveling for a new opportunity, hiring more contractors, or expanding your business into new markets.

When you know you’re covered, you’re more likely to step outside your comfort zone, take on bigger challenges, and grow faster.

So, Is Insurance Really a Productivity Hack?

Absolutely.

Because productivity isn’t just about how many tasks you check off your to-do list. It’s about reducing the mental load that keeps you from doing your best work.

When you know you’re covered—whether you’re traveling, working remotely, or building your portfolio career—you’re free to focus on what matters most: growing your business, creating amazing work, and living life on your terms.

So if you haven’t thought about health insurance as a productivity tool, it’s time to change that.

PS: Ready to stop worrying and start growing? Check out SafetyWing’s options and see how they can help you build your career with confidence.