How to get the best home loan deal with SA banks
A home loan consultant’s core function is to negotiate the best home loan deal for you.
Home loan interest rates are negotiable. A more competitive interest rate equates to a massive saving on the interest that you pay over the term of your home loan?
The benefit of obtaining quotations from all the banks, including your current banker, is a no-brainer. Without the comparison, how can you be sure that you are receiving the most competitive interest rate? If your bank knows that you are not shopping around for the best home loan deal – will they provide it? Remember, the banks are in the business of making money, Honey.
In some instances clients advise upfront that they wish to retain their home loan with their own bank. I nevertheless submit to multiple institutions * for your benefit, by using the multiple submission tool as a negotiating platform.
Founder & consultant One Day Co. Content, communications & digital media specialist, writer, creative director, curator, artist. Curator @ ANON. Writer/cofounder Lifestyling.co.za. Head of content @ Kove Collection.
4 年Curious about the option of moving your homeloan a few years in and what are the costs and benefits? I've popped you a mail x