How to focus on what's important and let go of money worries
Kel Galavan
The Place to Become a Confident Irish Investor | Build Your Money, Your Future, Yourself, Play the Long Strategy Game | Money Coach | Author | Lean into my 20+ yrs Investing | Award-Winning Business 2024
The times in my life when I've been distressingly poor are times that haven't been so bad when I look back at them.
Most of those times, I wasn't sad or bored or mad.
Most of those times, I was frustrated, anxious and worried.
There is a difference.
The thing about these times is that I was constantly thinking about money. It soaked up most of my mental bandwidth, preventing me from doing much else.
It dominated EVERYTHING.
Like a heavy cloud, looming on the horizon.
Alway threatening, always there casting a shadow on everything I did.
It eclipsed my brain.
If I went for coffee with a friend, I would worry about how much it would cost or who's turn it was to pay.
If it were my turn, I would hope to goodness that that answer would be a flat no if I offered a muffin or, worse, a sandwich! I would hold my breath, trying to look natural as they thought deeply about what they did or didn't want.
The split second deciding on whether to eat or not would last an hour in my stretched, anxious mind. How much would the expected response throw out my weekly budget?
If I split my good jeans, how delicately could I sew them up without them turning out like a child's patchwork project?
I had to obsess over going above and beyond to qualify for bonuses at work. I was always working on some financial goal to get me out of that ridiculous debt and on solid money ground.
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When I began to properly budget, looking at the numbers scared me. The fear would grip my chest as I opened the computerised sheet.
If the numbers went red, then my motivation plummeted. If numbers stayed in the black, they were too small to call a win. ( or so I thought back then)
Trying to be crafty with these money thoughts while constantly catastrophising was exhausting.??
If you're in your head, your dead.
When lack of money is an issue, the distraction becomes unbearable. It leads us down a miserable path of fear and a limiting lifeless existence.
Here's the thing…
The reason to reach financial resilience and to get ahead with money isn't to buy a Ferrari or own a yacht.
It's to reclaim your headspace. To free you to think about the big meaningful things in life—the things that make you laugh and smile.
The memories that make you giggle out loud to yourself as you search the canned goods aisle you remember on a random Saturday.
And not dumb things that don't matter.
That's what getting ahead with money is all about.
If that is what you want too, then reach out and let's chat. Maybe the?Smart Money Formula?is for you.
Kel 'Headspace Carefully Protected' Galavan