How Do I Know Which Group Health Plan to Choose?

Faiga Gluck Faiga Gluck

Faiga Gluck

Health Insurance Broker at Glucks Insurance

发布日期: 2019年1月17日
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Cost is, of course, a significant factor in deciding which small business health insurance plan to choose. So it may seem more logical to go for a plan that has less employer premium contributions. But this may not be what's best for your employees. If you offer a plan that has a limited network of providers, for instance, it may cost less but not include the hospitals or physicians employees like to visit. In choosing a plan, it may also help to know what other small businesses are doing. According to the KFF 2018 Employer Health Benefits Survey:

  • 81 percent of small companies (3-199 employees) offer one type of plan
  • 16 percent of small firms offer 2 types of plans
  • 3 percent of small firms offer 3 or more plans


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