How can you get involved in large real estate projects?

Loan notes are the solution. Many investments are formed by approaching the general public who have funds to invest and pooling these funds together. Examples would be Mutual Funds, where a fund manager pools those funds and invests them in different asset classes such as stocks and bonds. You can see the same strategy employed in other larger institutional & Private type investments such as Closed Ended Private Equity Funds and even in Venture Capital on occasion but the invested amounts from individuals may well be considerably higher. Such as $1 million plus for each investor making it unrealistic and out of reach for the average person.

I can offer a way into these big projects that are normally closed to the general public because of the amount of funding required. Normally you would only expect investment banks or big developers taking part, as they have the financial means behind them to do so. By pooling funds, you can enter into bigger real estate projects that generally have better returns than many other types of asset class. Hence perhaps why investment banks would prefer that these remain closed-off to the general public overall.

By utilizing Loan Notes, you can invest in these types of projects by using the same pooling methods. The general public who has disposable income or savings they would like to invest, can pool them together under these Loan Note offerings. The Company Loan Note I am offering, are raising a total capital pot of 50 million GBP (32 million already raised) which will be used for land acquisitions, collecting development permissions and actual builds of major hotels, shopping centers, service stations, entire housing projects, office blocks, retail food parks et cetera. In most cases when land is purchased, it is already well known in advance by the developers what permissions will be given on that land. The price difference on land before and after development permissions have been granted will usually send the price of that land parcel to triple its original value, or even more depending on its location and usage.

By pooling funds within the Loan Note tranche, we grant you access to very large and experienced developers that use those pooled funds for large development projects and naturally you receive shares in the profits generated, paid back to you in the form of fixed interest payment or payments.

So, what is on offer? Your funds will be locked-up for a 2-year period so you can consider this almost like a medium-term deposit. You can choose between taking a 5% interest payment, every 6 months and your initial principal amount returned at the end of the 2 years (total 20% over the 2-year period). Or you can choose to defer all bi-annual payments and take a one-off interest payment at the end of the 2-year period instead but receive a higher rate of return totaling 24%. Plus, your principal amount returned.

I can send you detailed information on current and past builds, so that you can conduct your own due diligence to see if this is a suitable type of investment choice for you. As it is real estate, it is a solution that doesn’t create a single holding in just one property which leads to a lack of diversification. You are invested in multiple builds.

If you are concerned about any tax liability, then you should consider the current Nil Band Tax Rate in the UK where all builds are, on income generated. As it is interest payments you are receiving, it would fall under income tax bands and not capital gains. The Nil Band Rate is currently circa 12,500 GBP per annum. Therefore, even on the 2-year deferred interest payment, you would be able to invest 52,000 GBP before any tax liability arose (52,000x24%=12,480 interest). On the 6-month payment scenario, naturally you could more than double that investment amount as interest payments would be split between 2 tax years rather than in just one tax year (125,000x10%=12,500 interest). You will have to consider any other incomes you have in the UK. No tax is kept at source so you will be in receipt of the full interest payments as they arise.

For US investors - This is not held through a financial institution, so it does not fall under the Foreign Account Tax Compliance Act (‘FATCA’) and as such, there is no requirement for the Company Loan Note provider to report back to the Fed any holding held by you within the Loan Notes.

Get in touch if you would like to understand more on this subject matter or on the Loan Notes on offer.

[email protected]

www.lawrence-finance.com

? Short-term Investment Opportunity

? Fixed 2 Year Loan Notes

Income and Deferred Interest Options Available

? 5% every 6 months resulting in 20% return in total over the 2 years

? Or a deferred interest payment of 24% at the end of the 2-year period as a single interest payment

? No withholding tax

? Security in the Form of First Charge Over All Assets

? Security Trustee Appointed To Represent Investors

? UK Based Property Developer

? GDV – ￡500M +

? Available to HNW / Sophisticated Investors

? Low entry point of 10,000 GBP

? Loan Notes also available in USD

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