How Can We Complement?

How can We Complement your journey to success as a regulated financial adviser? To answer that question, I turned to Chat GPT, which provided an insightful definition: "To complement means to enhance, complete, or improve something by adding a contrasting or harmonious element that works well with it. It implies a sense of balance or synergy between two or more components, where each part contributes to the overall effectiveness or aesthetic appeal of the whole."

At We Complement, our promise is to develop and deliver effective solutions and services that empower forward-thinking financial planners to thrive in a consumer-focused regulatory environment.

We firmly believe that this shift in focus is not just a regulatory requirement but a fundamental principle that should be embraced wholeheartedly. We are here to assist financial planners in aligning their practices with the Consumer Duty by offering comprehensive solutions and services.

The Four Pillars of We Complement

At the heart of We Complement are the four pillars of our services, each strategically designed to align seamlessly with the principles of the Consumer Duty:

?Client Management Service

Are you a financial adviser looking to grow your business but finding the process overwhelming? Do you sometimes struggle to keep up with the annual review process? We Complement offers a solution. Our process consulting team is here to support you, ensuring that your interactions with clients, from the initial meeting arrangement to issuing reports and implementing recommendations, are comprehensive, fair, and transparent. By partnering with us, you can be confident that you are serving your clients' best interests while maintaining regulatory compliance.

?Investment Research & Due Diligence

Staying up-to-date and providing well-informed investment advice is crucial. We can create a new bespoke pack for you, including a Central Investment Proposition, DFM, Due Diligence Reports, and Central Retirement Proposition. We can also assess and update your current offerings. With We Complement by your side, you can be certain that your investment recommendations are both transparent and in line with Consumer Duty's commitment to serving clients' best interests.

Suitability Reports & Templates

The Consumer Duty places a significant emphasis on the importance of transparency and fairness. We prioritise aligning our suitability report services and solutions with your unique needs and objectives. Our comprehensive suitability report templates go beyond mere compliance checkboxes. They are well-structured, adaptable, and consistent, covering all crucial aspects while allowing room for customisation.

We Complement goes beyond the standard to provide comprehensive paraplanning services. Our team of experienced analysts will handle the back-end details of your financial planning process, from in-depth research to comprehensive report writing. This allows you time to focus on what you do best providing personalised advice and building long lasting relationships with your clients.

Back Office Consulting

The efficiency, scalability, and technology integration of your back office operations are critical components of your firm's success. At We Complement, we understand the importance of increasing efficiencies, maintaining compliance, reducing costs, and enabling better data access and analysis. We recognise that each of these factors contributes to the seamless operation and success of any financial advisory firm large or small. We offer impartial advice on selecting the right back office system tailored to your specific needs, ensuring that your operations align with Consumer Duty.

The We Complement Promise

Our promise at We Complement is to empower forward-thinking financial planners to flourish in a consumer-focused regulatory environment. We are dedicated to helping you provide the best possible financial advice and services to your clients while maintaining transparency, fairness, and compliance with Consumer Duty. We're not just a service provider; we're your trusted partner in this transformative journey. With We Complement, you can enhance your business, complete your service offerings, and improve your client relationships, all while staying true to the principles of Consumer Duty. We would love for you to come on this journey with us, where serving the client's best interests is not just a regulatory requirement, but a fundamental philosophy that drives our industry forward. Together, we can redefine financial advisory and create a brighter future for all.