How banks help foster youth; was the OCC's fintech czar a liar?

How foster youth become financially forgotten: Young adults exiting the foster care system often lack the documents and relationships they need to engage with financial products early on. Some advocates, including many in the Texas Legislature, are working to change that.

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Did the OCC hire a con artist to oversee fintech? An investigation uncovered the fact that Prashant Bhardjwan, whom the Office of the Comptroller of the Currency hired to be Deputy Comptroller and Chief Financial Technology Officer in March, had a resume full of lies.

Is portability the cure to the mortgage market's woes? In Canada and the U.K., borrowers can take mortgages with them from home to home. Some say this feature could unlock the U.S. housing market, but others say it would be more trouble than it's worth.

Know a dynamic woman leader in the payments industry? It’s time to?apply for the annual Most Influential Women in Payments awards.?

Fintechs lost their edge in consumer lending in 2023: Fed report. Record-high rates and the questionable future of credit performance put pressure on fintechs whose bread and butter was lending to low- and moderate-income folks.

A BankThink debate: Supporters of enacting a federal limit on interest rates argue that a cap would protect consumers from predatory practices while opponents contend that this would limit the availability of credit to those who need it most.

• More competition — not interest rate caps — help the working class
• Capping interest rates would end destructive cycles of debt